@RSX wrote:it seems like now is the time to
1. not ask for CLI
2. not add an AU to any accounts
3. keep a level of spend on all cards, with PIF where possible
4. increase any mimimum payments by $10-$25 - or double if possible
= fly under the radar
I think that is a very good start
@GApeachy wrote:@chiefone4u Welp! I hope this Friday is a better Friday than last Friday!!!!! How you doing?
Doing pretty good today thanks for asking. How are you and yours?
@GApeachy wrote:
@chiefone4u wrote:
@GApeachy wrote:@chiefone4u Welp! I hope this Friday is a better Friday than last Friday!!!!! How you doing?
Doing pretty good today thanks for asking. How are you and yours?
Good, good....funny how a little bit of time heals wounds or at least blurs them enough. Today is a great Friday then, glad to read it and glad to be on the North side of dirt to say "Hello". Enjoy the weekend.....we're all good, Woot woot!!!! ttyl
I totally agree @GApeachy time helps, so does being upright and breathing on your own.
All of my scores have actually gone up between 5 and 20 points after this AA. My utilization went up to 19% Transunion, 21% Equifax and 23% Experian. The only positive change I can find shouldn't have moved my scores up enough to overcome the closures and increased utilization (12% to 20%); one account is now 2 year's old.
It is a great Friday, and another 3 day weekend for me... lots to do this weekend. Going to try an use this unplanned time off work to get a few things finished around the house and get a vegetable garden ready to plant (end of May to first week of June is when threat of frost is over usually allowing me to plant -- short growing season here in Idaho for most things).
@chiefone4u wrote:
short growing season here in Idaho for most things).
What's your best? Peppers, tomatoes, cucumber......POTATOES?
...carrots? Yeah even here in the South we harden off til first of Spring. We brought out like 5 weeks ago but they're still in a make shift cold frame due to high winds and rain. It's been a Lion.
@GApeachy wrote:
@chiefone4u wrote:
short growing season here in Idaho for most things).What's your best? Peppers, tomatoes, cucumber......POTATOES?
Funny you mentioned Potatoes... this year we are going to try growing some. We are actually further north than they grow potatoes here.
The farmers around us grow hard red wheat and soft white winter wheat. Garbanzo beans and Hops are grown in smaller crops around here too.
Last year we grew (green) Bell Peppers, green zucchini, yellow crook neck squash, jalapenos, pumpkins and failed miserably with watermelon.
This year I'm looking at expanding the ground to dedicate to a garden with the hope of growing sweet corn, snow peas, snap peas, zucchini, crook neck squash, bell peppers, potatoes, beets, radish, a few varieties of lettuce and possibly a few other things.
Hopefully the strawberries we pot planted last year will bear more fruit this year (15 plants produced about 30 strawberries last year), our mint is already starting to sprout (and is already fragrant).
I think the challenge will be finding the balance of variety and still being able to care for it while holding dow a full time job (fingers crossed everyone will be back to regular hours before harvest).
Last year's garden was smaller to see if we could balance our time to grow anything. We purchased the house in February 2019, prior to that we had been renting; so I hadn't had an actual garden in about 15 years (missed the fresh food, just isn't the same from a store).
Moving from California to Idaho did away with our ability to successfully grow lemons (outdoors anyway-- trying to keep a tree alive as a house plant in hope of tree ripe citrus). Peaches don't seem to do well here either. Cherries do great, but messier around the yard than I think I want.