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Master Synchrony Account Closure Thread

GApeachy
Super Contributor

Re: Synchrony closed all account


@texasman07 wrote:

Sorry don't know my VS4. But nothing has changed except new accounts and INq


Sux!  Yeah, I don't even know how to check VS4 on Venmo...don't think you can.  Are you totally locked out of all of your accts?  Is that how they roll?

"My Take Home Pay Don't Take Me Home"
Message 911 of 981
FinStar
Moderator

Re: Synchrony closed all account


@GApeachy wrote:

@texasman07 wrote:

Sorry don't know my VS4. But nothing has changed except new accounts and INq


Sux!  Yeah, I don't even know how to check VS4 on Venmo...don't think you can.  Are you totally locked out of all of your accts?  Is that how they roll?


I believe you can still log into the account(s), it'll just state that it's closed and will display the available credit as $0.  So, statements and documents can still be accessed.

Message 912 of 981
texasman07
Established Contributor

Re: Synchrony closed all account

Last Friday when they closed it I saw it as 804.

Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC 8K, Citi Diamond WEMC 4K Citi DC WEMC 4.5K Citi Hilton Visa Siggy 8k.
Message 913 of 981
Birdman7
Super Contributor

Re: Synchrony closed all account

I think if you have any synchrony branded account, I think you can login to the main synchrony website although you may have to make separate credentials. I say that for the purpose of checking scores and relation if you can’t get into your Venmo anymore. I don’t know if they would shut access to that as well.

I’m sorry this happened to you.
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

RIP:

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 914 of 981
texasman07
Established Contributor

Re: Synchrony closed all account

Well , bright side , I had a US Bank secured that just unsecured. I did cuz there was no way USB would approve a cold app and I live to app. Called when I got my new card and they changed it to Cash + within 3 minutes . Strange part, it's a signature with a 300$ limit lol

Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC 8K, Citi Diamond WEMC 4K Citi DC WEMC 4.5K Citi Hilton Visa Siggy 8k.
Message 915 of 981
Birdman7
Super Contributor

Re: Synchrony closed all account


@texasman07 wrote:

Well , bright side , I had a US Bank secured that just unsecured. I did cuz there was no way USB would approve a cold app and I live to app. Called when I got my new card and they changed it to Cash + within 3 minutes . Strange part, it's a signature with a 300$ limit lol


@texasman07 congratulations and that's probably so they can get the higher swipe fees but you get more benefits so that's good congratulations!

-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

RIP:

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 916 of 981
Duriel
Valued Member

Re: Synchrony closed all account

I don't understand why they're closing all accounts on people with no lates/high balance etc. Maybe slash limits or close a few accounts? Makes no sense to me. I was really eyeing that Venmo card for utilities. Usbank... isn't my friend. Any other good options for utilities?

Message 917 of 981
guydiver
Established Contributor

Re: Synchrony closed all account

Yes. That is how mine works. I had Lowes, Sam's Club, PayPal, CareCredit, Amazon store card. All closed by Synchrony. I still get statements as before. Only difference is the available credit shows as $0. 

Message 918 of 981
CreditExpressNJ
Established Contributor

Re: Synchrony closed all account

Well i joined the party no one wants to join today.. Synch closed all my accounts.. PPC, Amazon,  and Car Care none had balances except PPC.. Im starting to wonder if this is a new protocol if maybe you included them in a Chapter 7 because I am looking at my moms profile and she has quite a few Synch and large balances but this has not impacted her and that is the only difference between her and I. 

 

Well I'm happy I didnt have too many cards with them although I loved my PPC.  But, the time would have come sooner or later I honestly didnt want to deal with Synch anymore. 

CH7 Filed (3/29/17) - 516 EQ, 517 TU, 483 EX | Discharged (5/31/17) - 538 EQ 501 TU 559 EX | Current (2/24/21) - 680 EQ - 665 TU - 683 EX
- NavyCLOC $2K - PenFed CLOC $500
- NFCU cashRewards $10k - PenFed Rewards $7.5K - BestBuy Visa $2K - Merrick $2K - Uber Visa $1K - AmEx $1k (AU)
- Target Store $2.2K - KingSize $700 - Macys Store $500
Message 919 of 981
AverageJoesCredit
Community Leader
Mega Contributor

Re: Synchrony closed all account


@CreditExpressNJ wrote:

Well i joined the party no one wants to join today.. Synch closed all my accounts.. PPC, Amazon,  and Car Care none had balances except PPC.. Im starting to wonder if this is a new protocol if maybe you included them in a Chapter 7 because I am looking at my moms profile and she has quite a few Synch and large balances but this has not impacted her and that is the only difference between her and I. 

 

Well I'm happy I didnt have too many cards with them although I loved my PPC.  But, the time would have come sooner or later I honestly didnt want to deal with Synch anymore. 


If it was a protocol to cancel all ones cards because they included them in bk7 one wouldnt get any cards from that lender imo. Sorry about your closures. I still have mine but i find PPC the most useless Sync card, loosely, i own. No matter where i try to use it noone accepts it. Always get a mysterious error and when i switch to PPMC as payment method,  mysteriously  approvedSmiley Wink

Message 920 of 981
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