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MasterCard/Visa - noticing a pattern.

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Tazman81
Established Contributor

Re: MasterCard/Visa - noticing a pattern.


@DI wrote:

I have an equal amount with the exception of two AMEX network cards and a Discover network card.  My debit card has always been a Visa. I don't think I've ever seen a debit Mastercard before. 



I have not seen many at all, but Langley Federal Credit Union in my area has a MasterCard as their debit/checkcard.


Current Score: Eq: 823 Tu: 830
Goal Score: Eq: 850 Tu: 850

Wallet: PenFed Power Cash 50k | AMEX Blue Cash (AU) 49.5k | Cap One QSMC 26.5k | AMEX Platinum NPSL | USAA Signature Visa 25k
Message 31 of 52
thrasher865
Valued Contributor

Re: MasterCard/Visa - noticing a pattern.

I have 9 CCs

 

2 AMEX

1 Discover

6 Visa

0 MC

 

I think it's just you, OP.


Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Message 32 of 52
mmduluth
Frequent Contributor

Re: MasterCard/Visa - noticing a pattern.

Just to add to this list, SunTrust's debit cards are MC.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 33 of 52
Anonymous
Not applicable

Re: MasterCard/Visa - noticing a pattern.


@mmduluth wrote:

Just to add to this list, SunTrust's debit cards are MC.


Oh, that's right! A friend of mine has one. It's the only debit MC that I've ever seen.

Message 34 of 52
mmduluth
Frequent Contributor

Re: MasterCard/Visa - noticing a pattern.


@Anonymous wrote:

@mmduluth wrote:

Just to add to this list, SunTrust's debit cards are MC.


Oh, that's right! A friend of mine has one. It's the only debit MC that I've ever seen.


Yea they were Visa too up until recently and they sent me a new debit card and it was MC. I use Chase now and my debit card is a Visa again. 

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 35 of 52
Anonymous
Not applicable

Re: MasterCard/Visa - noticing a pattern.


@thrasher865 wrote:

I have 9 CCs

 

2 AMEX

1 Discover

6 Visa

0 MC

 

I think it's just you, OP.


Flip the page.  You have a bunch of Visa cards and no MasterCards.  That doesn't strike you as odd?

 

The point of the post is not to isolate MasterCard, but to inquire as to why specific people have a bunch of one brand card and little-to-none of the other.

 

Following someone else's advice I went to Visa's site.  Every single card - ALL OF THEM - were for the 700+ credit limit crowd.  It wasn't always that way.

Message 36 of 52
Anonymous
Not applicable

Re: MasterCard/Visa - noticing a pattern.


@Anonymous wrote:

@thrasher865 wrote:

I have 9 CCs

 

2 AMEX

1 Discover

6 Visa

0 MC

 

I think it's just you, OP.


Flip the page.  You have a bunch of Visa cards and no MasterCards.  That doesn't strike you as odd?

 

The point of the post is not to isolate MasterCard, but to inquire as to why specific people have a bunch of one brand card and little-to-none of the other.

 

Following someone else's advice I went to Visa's site.  Every single card - ALL OF THEM - were for the 700+ credit limit crowd.  It wasn't always that way.



I see nothing to suggest on the Visa site that all cards they have listed are for the over 700 crowd.  In fact, I see cards for those with little to no credit history.

 

In any event, it is a myth that your credit score has a direct relationship with what cards you hold.  Whether you have Visa or MasterCard depends pretty much exclusively on what your bank offers and what you apply for. 

Message 37 of 52
Anonymous
Not applicable

Re: MasterCard/Visa - noticing a pattern.

 


@Tazman81 wrote:

@DI wrote:

I have an equal amount with the exception of two AMEX network cards and a Discover network card.  My debit card has always been a Visa. I don't think I've ever seen a debit Mastercard before. 



I have not seen many at all, but Langley Federal Credit Union in my area has a MasterCard as their debit/checkcard.


 

So does USAA.

Message 38 of 52
carlosg
Valued Member

Re: MasterCard/Visa - noticing a pattern.


@Anonymous wrote:

@mmduluth wrote:

Just to add to this list, SunTrust's debit cards are MC.


Oh, that's right! A friend of mine has one. It's the only debit MC that I've ever seen.


Chase debit cards are mastercard,


Starting Score: 500
Current Score: 627
Goal Score: 700


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Message 39 of 52
way2evil
New Contributor

Re: MasterCard/Visa - noticing a pattern.


@carlosg wrote:

@Anonymous wrote:

@mmduluth wrote:

Just to add to this list, SunTrust's debit cards are MC.


Oh, that's right! A friend of mine has one. It's the only debit MC that I've ever seen.


Chase debit cards are mastercard,


Chase debit cards are visas.

Message 40 of 52
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