@mmduluth wrote:
@Anonymous wrote:
@carlosg wrote:
@Anonymous wrote:
@thrasher865 wrote:I have 9 CCs
2 AMEX
1 Discover
6 Visa
0 MC
I think it's just you, OP.
Flip the page. You have a bunch of Visa cards and no MasterCards. That doesn't strike you as odd?
The point of the post is not to isolate MasterCard, but to inquire as to why specific people have a bunch of one brand card and little-to-none of the other.
Following someone else's advice I went to Visa's site. Every single card - ALL OF THEM - were for the 700+ credit limit crowd. It wasn't always that way.
Capital one, credit one bank, first premier and many other sub prime lenders offer visa cards
Dude, I know that. I've held each and every one of those at one point or another.
My point is that NOW, when I apply, I always get a MasterCard, even from those who have issued Visas. Capital One is a perfect example - I have them now, it's a MasterCard. No matter what card I might apply for, I'm always getting a MasterCard, and can't ever seem to get approved for anything Visa (except obviously First Premier and Credit One, who I have not and will not try), referring to the non-sub-prime card issuers.
@Anonymous wrote:I see nothing to suggest on the Visa site that all cards they have listed are for the over 700 crowd.Seriously?
http://usa.visa.com/cardadvisor/CardAdvisor
Name ONE card on there that someone with a 650-690 credit score can feasibly obtain. And don't you dare say that Capital One card, because I happen to know for a fact that the requirements are not the same as with the Platinum MasterCard.
My brother got approved for the Chase Slate card as his first credit card. I think he got it like 3 or 4 months ago with a $3k limit. I don't know if him banking with Chase and apping in branch made a difference or not. He by no means had tons of money in his checking account either.
The easiest card to get from capital one is the journey and it is a visa. Visa is not a lender. If you meet the lenders criteria for a credit card you will get approve no matter if is a visa or mc. the only reason one card is hardest to get from the same lender is because it has more perks, lower interest rates, higher limits. Half of al major creditcards issued in the united states have a visa logo. I have 5 major credit cards 3 mc 1 amex and 1 visa and 2 debit card one visa and 1 mc but that is just me, two of my mastercards are from credit unions and they both stop offering mc they only offer visa now
Starting Score: 500