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Max limit on Macys store card?

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dodgerslv
Valued Contributor

Re: Max limit on Macys store card?


@Creditaddict wrote:

@notfancy wrote:

I'm  curious about this. If you use the major purchase line, and pay it off, will that report for 10 years as a positive account? Or does that line come off your credit report once it is paid?


you know what I just logged into my EX monitoring because I pulled a tri-report yesterday and I don't see either of my 2 major purchase accounts I have had in the past....

I could have sworn they use to be there but the CL would go down as I paid and then went away once it was paid.


i  wish mine could go away. I have 2 also, didnt know back in late 2012 that they would report as a new tradeline. I have had them at zero for almost a year and they are still there.

gardening since 5/21/2016
Message 11 of 14
mxp114
Valued Contributor

Re: Max limit on Macys store card?

From Macy's site:

We report each Account Type you request on your Account separately to the credit bureaus, which would cause you to have an entry on your credit report for each Account Type.

 

I just wish they backdated the opening date to reflect the original opening of your Macy's account.

Message 12 of 14
Creditaddict
Legendary Contributor

Re: Max limit on Macys store card?


@mxp114 wrote:

From Macy's site:

We report each Account Type you request on your Account separately to the credit bureaus, which would cause you to have an entry on your credit report for each Account Type.

 

I just wish they backdated the opening date to reflect the original opening of your Macy's account.


I REALLY like your signature line Smiley Happy

Message 13 of 14
westo12
Established Contributor

Re: Max limit on Macys store card?

CreditAddict, just sent you a PM if you can take a look when you have time?  Thanks!

Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 14 of 14
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