Maxed Out

[daybreakgonesXe]

LOL! It happens. Since they're both 0% I still highly recommend your plan of going above the minimum on both...but throw the $100 on the smaller balance and $50 on the higher balance. This "satisfaction" of watching your balances on one card fall quickly will further motivate you to finish the job on the other!

[Trigga]

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@myjourney wrote:

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@Trigga wrote:

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@myjourney wrote:

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@Trigga wrote:

 Hi guess im just looking for some opinons on 2 nearly maxed out cards , i dont have the money to pay ethier one in full . Question is ...is it best to work hard at one of the cards at a time or pay equal amount to both , im thinking i can spend 100 a week give or take some  on one card and 50 on the other so im paying more than minimum on both . Or should i pay the same amount on both . Thanks for the replies ahead of time !!

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What are the limits and balances on the cards?

One is 1k Discover other is at 1.8k  Citi ..

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Last question which one has the longer 0% term?

Whichever has less time tackle it first the other pay above the minimum

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 I opened both cards in the same month so they both run out with in a week of each other lol ...thx for all the help ! Now trying to get this darn seedling to actualy work !

[JonStur]

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@daybreakgonesXe wrote:
Then throw more at the account with the lowest balance. That will quickly demolish high utilization!

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+1... put as much money as possible towards the lower balance card while paying the minimum towards the other. When the lower balanced card is payed off, take the EXACT same amount you payed PLUS as much as you can and apply this to the remaining card.. This works best when you stop adding extra charges to your cards..good luck I know you can do it!!!!!!

[myjourney]

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@Trigga wrote:

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@myjourney wrote:

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@Trigga wrote:

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@myjourney wrote:

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@Trigga wrote:

 Hi guess im just looking for some opinons on 2 nearly maxed out cards , i dont have the money to pay ethier one in full . Question is ...is it best to work hard at one of the cards at a time or pay equal amount to both , im thinking i can spend 100 a week give or take some  on one card and 50 on the other so im paying more than minimum on both . Or should i pay the same amount on both . Thanks for the replies ahead of time !!

---

What are the limits and balances on the cards?

One is 1k Discover other is at 1.8k  Citi ..

---

Last question which one has the longer 0% term?

Whichever has less time tackle it first the other pay above the minimum

---

 I opened both cards in the same month so they both run out with in a week of each other lol ...thx for all the help ! Now trying to get this darn seedling to actualy work !

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Lol get that seedling and work the balances down 

[djc1puno]

+1 to everyone...gl!