Maxed out Arrival 3 times in first 2 months

[IWOL]

I've had my Arrival card for 2 months and they gave me a low starting limit of $1700. Had the 40k bonus for $3k spend in 90 days and I have already spent $4600 on the card. I have made 6 large payments over that time so that I could continue making charges on the card.

I want to continue to use the card for a lot of my daily spend but I will have to continue a similar pattern until I can get a CLI. Is this a good thing with Barclays since I have heard they like usage or will this spending pattern be a cause for concern for them?

[myjourney]

I would say expect a nice CLI

[Stralem]

Well... going by that ginormous Barclays bahavioral analysis thread from last year that's still going on strong, Barclays prefers card members who revolve balances, transfer balances over from other lenders, and use their cards heavily.

I did all but transfer a balance with my NFL card, which is probably why I got a nice auto CLI from $1100 to $3100 a few months back.

[Uppingmyscore]

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@myjourney wrote:

I would say expect a nice CLI

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Totally agree....Keep doing a good job!!!

[ACsteel]

It's perfect, just clear the balance before it posts, only let a third or less of the balance actually post.

[FocusedAndDetermined]

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@Uppingmyscore wrote:

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@myjourney wrote:

I would say expect a nice CLI

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Totally agree....Keep doing a good job!!!

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I also believe you will be rewarded nicely.

[doctorofcredit]

Barclays likes consumer who have high usage, but don't approach utilizing their maximum CL. So I'd suggest paying it off in small chunks if possible. (e.g pay it off when you reach 80% rather than 100%)