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Maximum credit limit with Paypal Extra Mastercard?

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physignathus
New Contributor

Maximum credit limit with Paypal Extra Mastercard?

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 1 of 22
21 REPLIES 21
Creditaddict
Legendary Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?


@physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!

Message 2 of 22
09Lexie
Moderator Emerita

Re: Maximum credit limit with Paypal Extra Mastercard?

Message 3 of 22
physignathus
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Just got increased to 25k from 23k. GE is very awesome.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 4 of 22
09Lexie
Moderator Emerita

Re: Maximum credit limit with Paypal Extra Mastercard?

Message 5 of 22
physignathus
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Thanks. Just found out this is the second time I got increased. Each time just 2 months from each other. So I think if we ask for small credit increase with good usesage and payment, we can do it less than 4 cycles.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 6 of 22
Vikz27
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?


@Creditaddict wrote:

@physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!


Yes that was me. Max exposure is $100,000 in which each card may not pass $50,000.

 

But I have never seen a card pass 29,000... 

Message 7 of 22
physignathus
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 8 of 22
youngman1234
Established Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Wow that's great... I got mine in sept with a 3k limit. I'm waiting for the 4 month auto cli and then will call credit solutions and ask for 20k. What was ur opening limit ??
Message 9 of 22
SunriseEarth
Moderator Emeritus

Re: Maximum credit limit with Paypal Extra Mastercard?


@physignathus wrote:

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 


I wasn't aware they even went past 25K CLs.  Congrats!



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