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Maybe I'm Missing Something but....

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Anonymous
Not applicable

Re: Maybe I'm Missing Something but....


@kdm31091 wrote:
When you hear of people obtaining high AF cards like Ritz just to have that piece of metal with no concern about benefits, its gone too far IMO

What if one got it for the bonus? Smiley Tongue

Message 11 of 46
core
Valued Contributor

Re: Maybe I'm Missing Something but....


@kdm31091 wrote:
When you hear of people obtaining high AF cards like Ritz just to have that piece of metal with no concern about benefits, its gone too far IMO

Agreed.  Reminds me of a little crow finding a worthless piece of metal and flying it back to his nest because it's shiny.  Is this what we have come to?  Apparently so.

Message 12 of 46
yfan
Valued Contributor

Re: Maybe I'm Missing Something but....


@skigirl916 wrote:

You "don't get it" probably because you don't have those cards.  Once your scores are such that you could qualify for them, trust me, you'll want them.


Oh, that's not it. I have cool-looking and semi-metallic black Marriott card, and on the rare occasions I do use it, it does seem to impress people. But the reason I use it rarely - and will close it soon - is because its rewards aren't useful to me.

Message 13 of 46
yfan
Valued Contributor

Re: Maybe I'm Missing Something but....


@Anonymous wrote:

@kdm31091 wrote:
When you hear of people obtaining high AF cards like Ritz just to have that piece of metal with no concern about benefits, its gone too far IMO

What if one got it for the bonus? Smiley Tongue


Then it wasn't gotten for the purpose kdm is describing.

Message 14 of 46
Anonymous
Not applicable

Re: Maybe I'm Missing Something but....


@yfan wrote:

@Anonymous wrote:

@kdm31091 wrote:
When you hear of people obtaining high AF cards like Ritz just to have that piece of metal with no concern about benefits, its gone too far IMO

What if one got it for the bonus? Smiley Tongue


Then it wasn't gotten for the purpose kdm is describing.


Pretty much.

Message 15 of 46
Anonymous
Not applicable

Re: Maybe I'm Missing Something but....


@skigirl916 wrote:

You "don't get it" probably because you don't have those cards.  Once your scores are such that you could qualify for them, trust me, you'll want them.


But my scores are good enough, and I don't want them!  Unlike OP I don't  even care what they look like to the CRAs (whatever that would mean) , I evaluate purely on the financial rewards they return.  But an ugly card is fine, I used the Fidelity Amex even though it got a lot of hate here for its appearance.

 

So I guess I can't trust you!

Message 16 of 46
Anonymous
Not applicable

Re: Maybe I'm Missing Something but....


@kdm31091 wrote:
When you hear of people obtaining high AF cards like Ritz just to have that piece of metal with no concern about benefits, its gone too far IMO

Show me one example where someone said that.  Once again your projecting your opinions onto other people's motivation.

Message 17 of 46
Anonymous
Not applicable

Re: Maybe I'm Missing Something but....


@Anonymous wrote:

@kdm31091 wrote:
When you hear of people obtaining high AF cards like Ritz just to have that piece of metal with no concern about benefits, its gone too far IMO

Show me one example where someone said that.  Once again your projecting your opinions onto other people's motivation.


+395

Message 18 of 46
yfan
Valued Contributor

Re: Maybe I'm Missing Something but....


@Anonymous wrote:

@kdm31091 wrote:
When you hear of people obtaining high AF cards like Ritz just to have that piece of metal with no concern about benefits, its gone too far IMO

Show me one example where someone said that.  Once again you're [sic] projecting your opinions onto other people's motivation.


Perhaps not the exact same words, but there are actually plenty of threads here that talk primarily or exclusively about card aesthetics. Examples:

 

  • Here's one thread where the question posed in OP was about - and ONLY about - which Chase cards are metal. Nothing in the original question about benefits, AFs, APRs, rewards, nothing. Just "metal cards."
  • Here's another recent thread exclaiming that a AU card for the Ritz card may not have come in metal - again, no changes in benefits, fees, etc., just that one of the few AU cards weren't in metal.
  • Here's a thread asking if the Quicksilver comes in metal - that's the sole question. Just aesthetics and build.
  • Here's speculation solely on whether Capital One will launch a lead card (rather than what the benefits of such a card may be).
  • Here's a member asking if the Citi Prestige was made of metal before adding it to their collection, suggesting that its construction plays at least a decisive role.

And I can't even count the posts here that follow the pattern "Omg I just got the X card and dropped it just to hear the metal cling on the floor", or my personal favorite, "girls like it!"

 

So while we're not going to find a thread that says aesthetics is the sole purpose of getting card, tons of evidence exists to suggest that it is at least a tipping point and perhaps a decisive factor to get a card, and most certainly a bragging point after getting it. The point about overfocus on aesthetics isn't exactly invalid, even if it weren't artfully made.

Message 19 of 46
Anonymous
Not applicable

Re: Maybe I'm Missing Something but....


@Anonymous wrote:

@KellyP25721 wrote:

Maybe I'm missing something but I don't get all the "I like the way this card looks" and "I apped for his card because it's pretty."  To me, the card could be printed on toilet paper or card board.  I only care what it looks like to the CRA's!


It probably wouldn't be very durable, but would come in handy when you get to the end of the roll.


Smiley LOL

Message 20 of 46
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