Merrick Bank CC Double Offer at 7 months question

[PrettyPeacock]

I opened a Merrick Bank Card in July 2013 and just a few days ago got my 7th month e-statement but the credit limit has stayed at $750 and should now be $1500.  I have not paid any late, haven't missed a payment and always paid well over the minimum so am not sure if I should wait another month or call them.  I am ready to pick up the phone and call but get nervous that they are going to do a hard pull if I call and I can't have that since I am getting ready to apply for a mortgage in March or April. 

Has anyone else had this issue?

thanks

Bre

[black_citi]

I have the exact same card. I applied in June 2013 and towards the end of January they gave me my 1400 increase (it was 700 before). I'd say just wait a little while longer. Maybe a week or so and you should get it automatically like I did.

[PrettyPeacock]

AWESOME!  Thanks so much.  Glad it worked for you. 

[money28]

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@PrettyPeacock wrote:

I opened a Merrick Bank Card in July 2013 and just a few days ago got my 7th month e-statement but the credit limit has stayed at $750 and should now be $1500.  I have not paid any late, haven't missed a payment and always paid well over the minimum so am not sure if I should wait another month or call them.  I am ready to pick up the phone and call but get nervous that they are going to do a hard pull if I call and I can't have that since I am getting ready to apply for a mortgage in March or April. 

Has anyone else had this issue?

thanks

Bre

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I got mine about three days after the date hit 7 months. You will get your increase in a few days.

[Anonymous]

I have had this card for a couple of years. I believe I did get a double increase around 7-8 month mark. This is the only card that seems to give me regular CLI started at low limit and now up to 2k. It is not the best of cards with a high APR but it is the oldest active card in my wallet and it gives me frequent CLI so I will stick with them until my credit scores get to a point that I can get some top notch cards.

[SunriseEarth]

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@PrettyPeacock wrote:

I opened a Merrick Bank Card in July 2013 and just a few days ago got my 7th month e-statement but the credit limit has stayed at $750 and should now be $1500.  I have not paid any late, haven't missed a payment and always paid well over the minimum so am not sure if I should wait another month or call them.  I am ready to pick up the phone and call but get nervous that they are going to do a hard pull if I call and I can't have that since I am getting ready to apply for a mortgage in March or April. 

Has anyone else had this issue?

thanks

Bre

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IIRC, my terms said something about making 7 on-time payments.  I got mine by my 7th statement, however.