@VelosterBEAR wrote:
It doesn't affect your profile negatively. It's just that for most who got this card when they were high-500's or low-600's have since gotten better credit scores and can get better cards.
I still have mine and just got the email that they are going to double my limit in December. Because the card has no annual fee and they don't charge something stupid like Firsf Premiere Bank, I'll keep them around for now.
Geez, maybe I ought to throw something at them besides my $10.80/mo. Netflix by mail subscription, my CL has been stuck at $3100 for years, but it hasn't had anything but piddling charges in years either.
Yeah, Merrick was one of my first CCs after my 2010 BK7. No fees, so no reason to close it, but with no rewards no reason to use it much either.
