Merrick

[Sbrooks1]

Has anyone had experience with Merrick bank visa

[creditguy]

What product of theirs are you looking at? Secured or regular visa?

[Anonymous]

I had one for a year. Started at $1250, doubled to $2500 at 7 months. No annual fee. Of the rebuilder cards, they're one of the best options.

[Sbrooks1]

Regular . Got a pre approval and approved for only500 with an increase to 1000 in 7 months so not sure if worth it

[ddemari]

I used it for rebuilding back in 2012-2013 and close it. 750 limit auto increased to 1500. High apr, no rewards and poor customer service and annual fee. They have to invite you to apply. When I had it was nice that they gave you a free TU FICO 08 bank card score. In terms of unsecured rebuilder card, they are better than the first premiers and credit ones out there.

[creditguy]

If your rebuilding your credit it's not a bad card. I got it in my rebuilding phase and it doubled like they promised. It's doesn't offer anything as far as rewards and it's website is a little archaic but its a lot better than other rebuilding alternatives. 

[wantmoremoney]

Have had them for a few months and they have been absolutely on point and are a great rebuild card!!!

[Anonymous]

Merrick was an excellent rebuild card, and I still have it (only one i kept from that period). They offered me a non-fee, 700 starting CL, which doubled in 6 months.  Since then, they have provided CL increases multiple times a year.

[Anonymous]

I have merrick bank card right now, the only negative I see is that they don't tell you the due date until after first billing cycle, so make payments even though it doesnt say the due date and that any transactions take ages to show up on their webpage. 

Other then those two things they aren't bad for rebuilding. Way better then credit one I have them too.