Saturday I stepped out of the garden to do a little apping. What can I say, I was bored!
Here are my results:
Macy's (wanted the Amex but they said store card only) : CL $900
Chase Freedom: got the 30 day response, called bd told it was declined due to paid state tax lien. CSR was really nice, I told her it was from 2006 and it was taking care of - just had to resend tax return- lien released in 2007. She asked about my inq (6) 
I purchased a car last Apr, 2 were from opening an account at CU's and the other 3 were from Chase (I really wanted that Freedom ). She put me on hold and said I had to call verifications on Monday. Approved $3000! I was expecting $500 since they like to start people off low.
DCU- we have been members since 2005- never applied for their CC products but since I've heard positive results from the forum - we decided to pull the trigger for their Visa. Spoke with a rep this morning - Approved $10,000 CL @9.5% and since they had me on the phone they offered to refi my car for 1.99%! It was so easy, I already e-signed the docs!
I am definitely going to Lowe's for some potting soil! I will be in the garden for awhile! 
Congratulations! Very nice!!! See you in the garden 
@Anonymous wrote:DCU= Digital Federal Credit Union??
Yes
