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Mini App Spree

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CreditExpressNJ
Established Contributor

Mini App Spree

So it happened over a period of a month during June 4th and July 4th but here goes small limits but im happy:

 

Approved:

Us Bank Plat  1.5k ( Was declined in May then applied the 4th of July)

Affinity FCU Reward 1k

Paypal Extra 1.5k

Care 2.5k

Old Navy Store 200

Walmart Discover  1k

ShopNBC 1k

 

All were instant approvals..

 

All before my Birthday too this is an awesome gift step my foot into the credit prior to this i had baddies but had never had credit history my baddies were Sprint, Medical and Verizon but all off except medical and university of phoenix

 

 

Now off to the garden to reach my goal cards so i can eventually get rid of a few of these...and build those CLI's with GE ...

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 1 of 15
14 REPLIES 14
GatorGuy
Valued Contributor

Re: Mini App Spree

If that is mini, I would hate to see what your real spree would look like. Smiley Wink

Message 2 of 15
Revelate
Moderator Emeritus

Re: Mini App Spree


@GatorGuy wrote:

If that is mini, I would hate to see what your real spree would look like. Smiley Wink


Heh, oh dear.  I think I may have coined that term here, and meant 3 or less cards at the time compared to the 5+ I commonly saw.

 

Regardless, OP congrats!




        
Message 3 of 15
MsLadyRover
Valued Contributor

Re: Mini App Spree

Happy Birthday! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 4 of 15
CreditExpressNJ
Established Contributor

Re: Mini App Spree

Thanks ill be 23 thursday
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 5 of 15
OptimalCS
Frequent Contributor

Re: Mini App Spree

I pulled the trigger on a Discover app yesterday.

 

gardening??? what's that??? lol Smiley Very Happy

"Wisdom is the principal thing..."
Message 6 of 15
manwoot
Frequent Contributor

Re: Mini App Spree


@OptimalCS wrote:

I pulled the trigger on a Discover app yesterday.

 

gardening??? what's that??? lol Smiley Very Happy


For those who are new to the concept of gardening, it involves refraining from applying for new credit or seeking CLIs that require hard pulls. Soft pulls CLIs, however, are not only acceptable, but are encouraged. The idea is to allow one's current TLs to grow and mature, waiting for inqs to age or fall off, and possibly waiting for "baddies" to be removed or age off. During this time, one tends to one's current accounts and watches their AAoA grow and the new credit ding fade.

 

From here: http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-July-2013/td-p/2259577

 

[Edit] Unless that "lol" meant you were being sarcastic... in which case I agree.  I love to app Smiley Sad


Message 7 of 15
CreditExpressNJ
Established Contributor

Re: Mini App Spree

Im just happy im finally in with a prime bank
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 8 of 15
CreditExpressNJ
Established Contributor

Re: Mini App Spree

I actually got the news today from us bank about the approval
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 9 of 15
09Lexie
Moderator Emerita

Re: Mini App Spree

Congratulations. Did you app for the GE cards at the same time?
Message 10 of 15
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