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@manwoot wrote:
@OptimalCS wrote:I pulled the trigger on a Discover app yesterday.
gardening??? what's that??? lol
For those who are new to the concept of gardening, it involves refraining from applying for new credit or seeking CLIs that require hard pulls. Soft pulls CLIs, however, are not only acceptable, but are encouraged. The idea is to allow one's current TLs to grow and mature, waiting for inqs to age or fall off, and possibly waiting for "baddies" to be removed or age off. During this time, one tends to one's current accounts and watches their AAoA grow and the new credit ding fade.
From here: http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-July-2013/td-p/2259577
[Edit] Unless that "lol" meant you were being sarcastic... in which case I agree. I love to app
Congrats OP!
Stupid question, but what does TL stand for? Total Limit?
@09Lexie wrote:
I'd leave GE alone for awhile. I'm sure you'll be fine- just don't poke the bear.
oh yea definitely im not applying for anymore cards with them i have all i need right now .... dont want them to start closing my cards but overall im happy with what they have given me...my next cards will be BCE, Freedom, IT








