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Mini App Spree

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CreditExpressNJ
Established Contributor

Re: Mini App Spree

A few i did a day apart and the care i just did last weeek
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 11 of 15
CBTS
Frequent Contributor

Re: Mini App Spree


@manwoot wrote:

@OptimalCS wrote:

I pulled the trigger on a Discover app yesterday.

 

gardening??? what's that??? lol Smiley Very Happy


For those who are new to the concept of gardening, it involves refraining from applying for new credit or seeking CLIs that require hard pulls. Soft pulls CLIs, however, are not only acceptable, but are encouraged. The idea is to allow one's current TLs to grow and mature, waiting for inqs to age or fall off, and possibly waiting for "baddies" to be removed or age off. During this time, one tends to one's current accounts and watches their AAoA grow and the new credit ding fade.

 

From here: http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-July-2013/td-p/2259577

 

[Edit] Unless that "lol" meant you were being sarcastic... in which case I agree.  I love to app Smiley Sad


Congrats OP!

 

Stupid question, but what does TL stand for? Total Limit?

Message 12 of 15
09Lexie
Moderator Emerita

Re: Mini App Spree

Message 13 of 15
09Lexie
Moderator Emerita

Re: Mini App Spree

I'd leave GE alone for awhile. I'm sure you'll be fine- just don't poke the bear.
Message 14 of 15
CreditExpressNJ
Established Contributor

Re: Mini App Spree


@09Lexie wrote:
I'd leave GE alone for awhile. I'm sure you'll be fine- just don't poke the bear.

oh yea definitely im not applying for anymore cards with them i have all i need right now .... dont want them to start closing my cards but overall im happy with what they have given me...my next cards will be BCE, Freedom, IT

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 15 of 15
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