Miniature App Spree - How did I do?

[webhopper]

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@ali5541 wrote:

Even though I still don't think I am in PrimeVille, I was hoping to get some opinions. 

I went on a miniature app spree and for once, it was actually fruitful.

I app'ed for the Amazon.com store card and instantly approved for $900, I called GE directly and asked them to increase it! Suprisingly, they did, $1,500.

I called up Chase and requsted a CL on my Freedom. Asked them for an additional 2K, denied. Spoke with an analyst and BAM! Approved, now standing at $6.5K (Third increase in under a year; 2K initial limit, 500 auto, 2K newest request)

Finally, I app'ed for the Discover IT. I have been wanting to get in with Discover for ages and I didn't hold my breath on an approval. Suprisingly, they offered me a counter offer. 3.99% for 6 months than 22.99. Did anyone get a counter offer from Discover? What was the limit? I still don't know mine.

Here is a little background on my profile:

Closed Cap1 Secured 1/2013 (Opened 1/2011)

Cap1 MTV $2K (Opened 6/2011)

BBY Store Card $3.1K (Joint, I'm Primary) (Opened 7/2011)

Chase Freedom $6.5K (Opened 3/2012)

Closed AMEX Zync PSL 1/2012 (Opened 08/2012)

Amazon.com Chase Visa $1.5K (Opened 1/2013)

No baddies, 3 year credit profile. Util always hovering around 30%

Inquires - Don't ask....tooo many

Future - I really really want the AMEX BCP and CSP but right now, LOL!!!

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Congrats on the increases! And congrats on Discover!

Did Chase do HP for the Freedom Increase?

[Anonymous]

Congrats! That is a great CLI on the Freedom!

[09Lexie]

Congrats. You did well!

[BrokaToe]

CONGRATS!!!  Excellent job, I love hearing things like this.  You're going to love Discover!

[LS2982]

CONGRATS!!!

I'm also interested in knowing if Chase did a HP for your increase!!!

[Anonymous]

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@Anonymous wrote:

Wow, congrats! Nice work on the Chase CL especially, I know they can be sticklers !

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+1 Especially since Chase recon is notoriously rough on inquiry heavy appliacations.  Thats a awesome job!

Congrats!!

[LS2982]

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@Anonymous wrote:

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@Anonymous wrote:

Wow, congrats! Nice work on the Chase CL especially, I know they can be sticklers !

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+1 Especially since Chase recon is notoriously rough on inquiry heavy appliacations.  Thats a awesome job!

Congrats!!

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This is true, they denied me on my 1st try with them on the freedom because of INQ's.

[ali5541]

Haha, thanks everyone. The advice on this forum is amazing.

Also, no notification from MyFICO and Citi Credit Monitoring yet from a Chase HP. I did get a notification for the Discover and Amazon/GE HPs. I am guessing that is a no HP from Chase. Is that unusual?

[ilovelisa]

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@ali5541 wrote:

Even though I still don't think I am in PrimeVille, I was hoping to get some opinions. 

I went on a miniature app spree and for once, it was actually fruitful.

I app'ed for the Amazon.com store card and instantly approved for $900, I called GE directly and asked them to increase it! Suprisingly, they did, $1,500.

I called up Chase and requsted a CL on my Freedom. Asked them for an additional 2K, denied. Spoke with an analyst and BAM! Approved, now standing at $6.5K (Third increase in under a year; 2K initial limit, 500 auto, 2K newest request)

Finally, I app'ed for the Discover IT. I have been wanting to get in with Discover for ages and I didn't hold my breath on an approval. Suprisingly, they offered me a counter offer. 3.99% for 6 months than 22.99. Did anyone get a counter offer from Discover? What was the limit? I still don't know mine.

Here is a little background on my profile:

Closed Cap1 Secured 1/2013 (Opened 1/2011)

Cap1 MTV $2K (Opened 6/2011)

BBY Store Card $3.1K (Joint, I'm Primary) (Opened 7/2011)

Chase Freedom $6.5K (Opened 3/2012)

Closed AMEX Zync PSL 1/2012 (Opened 08/2012)

Amazon.com Chase Visa $1.5K (Opened 1/2013)

No baddies, 3 year credit profile. Util always hovering around 30%

Inquires - Don't ask....tooo many

Future - I really really want the AMEX BCP and CSP but right now, LOL!!!

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With Discover, I applied online, the website told me to call in for an instant decision, i did, got the exact same counter offer, and got a $1000 limit.

[Anonymous]

Chase's inquiry was reported after 2 days with my credit monitoring system.