Minimum Waiting Time to Contact Cap 1 EO Again

[John060675]

I contact the Cap 1 EO department a couple weeks ago and received a CLI on my 2 CC accounts.  Also, they did a PC to the Quicksilver on both.  

My credit score has gone up 20 points since I spoke with them and I expect more of a bump when my utilization lowers in a few days.  What is the minimum time you would recommend between contacting the EO and requesting a CLI?  I do not want to bother them but I think a 30 point jump in credit score (estimate) might allow me to get another bump.

thank you. 

[gdale6]

I do believe 6 months has to pass before ano CLI can be processed.

[myjourney]

CAP1 is saying 6 months from last CLI lately but some have had luck with less

[juggalo9er]

i was told 6 months from any cli not just one from eo

[SunriseEarth]

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@gdale6 wrote:

I do believe 6 months has to pass before ano CLI can be processed.

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+1 to 6 months, whether from LUV button or EO.

[Anonymous]

In mid-December, my contact at the EO told me that if the amount requested was not fully granted, I could ask again before the six months.  He indicated that I should wait the six months if the full CLI request was approved.  

[indiolatino61]

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@John060675 wrote:

I contact the Cap 1 EO department a couple weeks ago and received a CLI on my 2 CC accounts.  Also, they did a PC to the Quicksilver on both.  

My credit score has gone up 20 points since I spoke with them and I expect more of a bump when my utilization lowers in a few days.  What is the minimum time you would recommend between contacting the EO and requesting a CLI?  I do not want to bother them but I think a 30 point jump in credit score (estimate) might allow me to get another bump.

thank you. 

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It seems that 6 months is the minimum time. They will probably deny before then, stating that your account has been changed within the last 6 months. Good luck to you.

[randy230k]

I've called the EO and received a CLI just two months after a previous CLI.  I know the luv button doesnt work for 6 months after receiving a CLI whether its from a luv button or EO.  Just my experience

[John060675]

Thank you for the information.  Well, at least I can call to see about lowering my APR.  Then I can kind of feel them out concerning the CLI.  Thank you all.

[Legal_Girl]

EO told me 6  months.  I did try the luv button at 4 months and got the 'too soon since last CLI' message..