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Minimum to keep credit card open

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Goal810
Established Member

Minimum to keep credit card open

I am planning on getting a Walmart Discover credit card for the free monthly credit score. There is no Walmart near me and it only gives 0.25% cash back until more than $1500 is spent. So I am not planning on using it very much, how often do I need to use and how much do I need to spend to prevent it from being closed?

 

Thanks!

Message 1 of 5
4 REPLIES 4
andyaycw
Frequent Contributor

Re: Minimum to keep credit card open

I would just charge a few dollars to it at least once every 3-6 months to keep it active.


Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800


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Message 2 of 5
JusdoNit
Established Contributor

Re: Minimum to keep credit card open

+1


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Message 3 of 5
trumpet-205
Valued Contributor

Re: Minimum to keep credit card open

You can even go to postal office and buy a stamp with that. 45 cents and you are set for couple months.

Message 4 of 5
MarineVietVet
Moderator Emeritus

Re: Minimum to keep credit card open

The proverbial pack of gum will also serve to show activity.

Message 5 of 5
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