Minimum

[Anonymous]

yeah i carry a small one with amex because of the 0% (limit is $2k and i just paid down my $685 balance to $485)

[-Cal-]

Some lenders will take adverse action if you only pay the minimum balance such as balance chasing CLDs. 

P.S. this thread could use a better title 

[Anonymous]

yes it could... the title is like "huh?!" lol

[Anonymous]

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@-Cal- wrote:

Some lenders will take adverse action if you only pay the minimum balance such as balance chasing CLDs. 

P.S. this thread could use a better title 

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The ambiguous title makes you click it to find out more though

[SunriseEarth]

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@Anonymous wrote:
Do you pay only the minimum amount due on your credit cards? I was doing this for nearly 2 years, but I started paying about 200 on each card every month since May. Just curious how many people only pay minimum due.😊

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Not since I joined the myFICO Community and learned more about how credit worked, especially UTIL and internal scores.   If you must carry a balance, I would pay as much over minimum as you practically can, especially if APR is a factor.   

[Anonymous]

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@Anonymous wrote:

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@-Cal- wrote:

Some lenders will take adverse action if you only pay the minimum balance such as balance chasing CLDs. 

P.S. this thread could use a better title 

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The ambiguous title makes you click it to find out more though

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Clickbait worked.

I carry a balance on my AMEX since we're still in the honeymoon 0% APR period.  I still pay more than double the minimum per month, though.

For every other card, paid in full.  I hate interest payments.  I hate them with a burning passion.

[Anonymous]

The thread doesn't need a better title, because the question is, do you pay only the minimum. The leaving balence part was someone else talking about it, and it morphed into leaving a balence. 😉

[Anonymous]

I pay way over the minimum. I use to just pay the minimum, but realized that is no bueno. 😁

[OmarGB9]

Or. Maybe you cunningly made your thread title minimum to symbolize your topic about paying the minimum.

[Anonymous]

balance****