Just curious about other people's experiences with the card's growth past the first increase. Has anyone got another increase beyond the first one? Can't find anything about long-term use online. Was thinking about closing it because I don't use it, but they recently spun off the credit card division into a new company. May hold on to it for a bit to see how that pans out.
Some of the reviews I found are old. Does it still charge an AF and offer no rewards?
You have QS, PayPal, Delta Gold, Discover, and CashRewards. I'd dump ML/LU and maybe the QS1 while you're at it.
Yes, there's an annual fee and no rewards, but it sounds like they may be releasing new products so I may hold on to it for another year and see if anything interesting comes around that I may be able to PC to.
My qs1 is my oldest card and the AF is waived. I plan to close it if they don't bring back account combinations. I'll also keep it open if they continue to waive the AF.
I definitely feel the same as you. I have had the card for about 4 months and although it is basic, since the change I have been thinking they were going to change things up. Similar to the Petal card beginning to offer cashback now. I was thinking deeply about cancelling due to the AF. But that's a good idea to hold on a little while longer and see which direction Mission Lane takes.