More Newbie Questions...........

[chrisw1968uk]

Hi All

My credit cards report my balance to the reference agencies on the 4th and the 9th of each month - credit karma has not yet updated so i guess the 4th of the month one hasn't been reported yet - should i wait for them all to report before i pull my credit reports, to get a more accurate score?

 Am i right in thinking that MYFICO is THE best place to pull your credit files and scores?

And finally (for the moment lol) what is the difference between a FICO and FACO score?

Thanks Again!

Chris

[09Lexie]

Welcome to the forum ! FAKO is a term used for non FICO scores or scores lenders would use.

Credit Karma should not be used as guide for anything other than inqs.

If you are looking for your scores - you could pull them here. If you need your reports and haven't already pulled them from annualcreditreports.com- I would pull all 3 from them.

[Luscher]

there good for inq's and aaoa. mines about right on aaoa

[09Lexie]

As long as you don't have any closed accounts

[Luscher]

true^^^^ hopefully my 2 new accts will show up sometime soon on their

[chrisw1968uk]

Thanks! I appreciate it