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@Anonymous wrote:
The JP Morgan Executive card is pretty prestigious. Truly a powerful card, this is the kind of card that they give to business travelers who need to spend big. This is the kind of card they put penthouse suite reservations on. This is the kind of card that they give celebrities assistant's so that they can buy that celebrity whatever their heart desires. A $12,000 charge to a card like this is nothing. I was in an executive office when I actually saw one.
There's so much that this card comes with. It comes with JP Morgan Concierge Service which comprises of a concierge service team that can assist with a pretty much anything you can think of and its just a phone call away. It's too much to list here but just look at this pamphlet.
Don't get what is so special here! There is a conceirge service, and by most accounts the JP Morgan one is good, but other cards offer similar (at least on the surface) benefits.
I did like:
One phone call provides you with immediate and direct access to our Executive Service team 24 hours a day, 7 days a week. Your call will be directed to a live person every time. Our team is prepared to assist you with any questions you may have about the J.P. Morgan Executive Card such as:
• Current card balance
• available credit line
• recent transaction history
• travel benefits and more
I think nearly all credit cards will do that!
Prestigious cards come with healthy fees. Unless your a high spender you'll never truly reap the rewards of having some of these cards. Here's a small list of cards the average consumer can attain basically cards that's not the "Chase Palladium, AMEX Black, Visa Black".
That's really about it, those cards are prestigious vehicles to have in your wallet. Unless you're talking about cards simply just to make someone go wow. If that's the case and you know it's far fetched getting any of the Black cards I would say go for:
That's really it, I didn't throw Bank of America or Citibank in the pot because those banks believe in only accepting people with excellent credit for sub par cards. Anyway that's the basic list. If you have all those cards in your wallet with a CL over 7k each then you have already attained great credit.
That's my two cents...
@Anonymous wrote:Prestigious cards come with healthy fees. Unless your a high spender you'll never truly reap the rewards of having some of these cards. Here's a small list of cards the average consumer can attain basically cards that's not the "Chase Palladium, AMEX Black, Visa Black".
- Chase Sapphire Preferred - Comes with Annual Fee "Almost identical to the Chase Palladium as far as perks". Also has version with no annual fee but less perks.
- Amex Everyday Preferred - Has annual fee but it's not bad. Also has version with no annual fee but less perks.
- Discover IT - Yes old Discover, no annual fee but Discover can be quite stingy with their limits.
- Amex Platinum - This card really holds no bearings in my wallet. It has a high annual fee that can be offset if your a frequent flier. Not my choice of cards.
- Barclay Preferred Card - Great card for anything to be honest has annual fee, Also has version with no annual fee but less perks.
- Capital One Venture - This bank has come up over the years. This use to be a crappy bank that only was interested in screwing people with bad credit. Now they are a reputable bank trying to leave those dark days behind. Anyway the Venture card is another great card for anything, I believe it has an annual fee but also have version with no annual fee but less perks.
- United Mileage Chase or Marriott Chase you don't need both. I know one's a hotel and the other is a flight card. Trust me you don't need both. These cards have annual fees but they both offer perks you may find suitable.
That's really about it, those cards are prestigious vehicles to have in your wallet. Unless you're talking about cards simply just to make someone go wow. If that's the case and you know it's far fetched getting any of the Black cards I would say go for:
- Chase Sapphire Preferred - Perks aside it's a fantastic looking card with a metal feel that sticks out from the rest.
- Marriott Card from Chase - Once again Perks aside it has a fantastic black finish with that metal feel that sticks out.
That's really it, I didn't throw Bank of America or Citibank in the pot because those banks believe in only accepting people with excellent credit for sub par cards. Anyway that's the basic list. If you have all those cards in your wallet with a CL over 7k each then you have already attained great credit.
That's my two cents...
That;s quite a strange list for "prestigious vehicles" IMO.
Also: You can no longer apply for the non-fee Chase Sapphire. If you have to pay the AF for the Venture, the free 2% everywhere cards are probably a better choice
Anyone having this card: http://peterluger.com/card-application/ would impress me....
Citi Prestige. Has word Prestige in it. Duh.
Now what would be the most prestigious card with zero annual fee?
@Anonymous wrote:Anyone having this card: http://peterluger.com/card-application/ would impress me....
Well said, and make mine medium rare!