@Mattopotamus wrote:
@ddemari wrote:
Chase is telling me that you must have a 5k limit to convert to freedom unlimited. My Chase sapphire free card has a 3k limit because I moved 2k over to freedom. They offered to do a CLI, I said no. I offered to move limits and was told to call so I said no to myself lol.
Visa signatures start at 5K limits. It would be a hard pull to get that CLI with chase.
a while back i could say yes, chase is known to be strict on their signature standards. but these days, it's not the case from what I see.
when i asked about my amazon visa that is under 5,000 being refered to a credit access line visa, they sad yes you have a signature visa now! Card originally was 500 limit and isnt even a year old.
Thank you for contacting Chase about your account ending
in ####.
I'm glad to inform you that your Amazon Visa credit limit
is now confirmed as credit access limit Visa signature
credit card. If you have any concerns, please reply to us
we are here to help you anytime.
If you need any other assistance, you can send us a secure
message. We appreciate your business and thank you for
choosing Chase.
Then I asked about this Sapphire which is a visa signaure card still, just with less than a 5k limit. I get this reponse.
Thank you for contacting
Chase and I will be glad to assist you with a product
change inquiry on your account.
We appreciate you prefer Chase for most of your financial
and credit needs. You're a valued customer and we
appreciate this opportunity to assist you. Let me share
that you have the option to change to the Chase Freedom
Unlimited Visa Signature. However, the product you have
requested requires a minimum credit line of $5,000.00.
The credit line for your account is currently below this
limit and a request for a credit line increase must be
submitted and approved before completing the product
change.
Please reply to this email with the following information:
- Gross Annual Income (Alimony, child support, and
separate maintenance income need not be revealed if you do
not wish it to be a basis for repayment of this loan.
Your gross annual income can include money received from
several sources. Some examples of income are: salaries,
investments, social security benefits, or retirement. If
you are 21 or older and regularly use income from others
to pay your bills, you can include that too.)
- Total credit line you are requesting (Current credit
line plus amount of requested increase). Total credit
line must be greater than or equal to the minimum credit
line of for the product change.
- We will need your Housing Status if you own or rent and
your monthly housing payment.
By submitting a request for a credit line increase, you
authorize Chase to obtain a copy of your credit report,
and review your credit bureau history and any other
information in order to determine if the request can be
approved.
After your request has been processed, we will notify you
of our decision via email.
EQUAL CREDIT OPPORTUNITY ACT NOTICE
The Federal Equal Credit Opportunity Act prohibits
creditors from discriminating against credit applicants on
the basis of race, color, religion, national origin, sex,
marital status, age (provided that the applicant has the
capacity to enter into a binding contract); because all or
part of the applicant's income derives from any public
assistance program; or because the applicant has in good
faith exercised any right under the Consumer Credit
Protection Act. The Federal agency that administers
compliance with this law concerning this creditor is the
Bureau of Consumer Financial Protection, 1700 G Street NW,
Washington, DC 20006.
If you need any other assistance, you can send us a secure
message. We appreciate your business and thank you for
choosing Chase.
Thank you,
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so i will wait a few months and try again.
