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Moving credit limits around with citi?

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Closingracer99
Valued Contributor

Moving credit limits around with citi?

I finally got approved for the citi double cash card and wondering can I close my citi simplicity card which has a $5,400 limit and move it to my DC card? It only has a $2,500 limit the DC


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 1 of 9
8 REPLIES 8
Skye12329
Valued Contributor

Re: Moving credit limits around with citi?

From what I have read they require a HP do move lines which I think is odd.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 2 of 9
Closingracer99
Valued Contributor

Re: Moving credit limits around with citi?


@Skye12329 wrote:
From what I have read they require a HP do move lines which I think is odd.

Really? They just took a HP to approve me for the DC....

 

 

According to credit karma and chase I have around 30 inqs on each of my reports with EX having over 35. A lot are dropping off around 10 in July so I might wait then


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 3 of 9
B335is
Moderator Emeritus

Re: Moving credit limits around with citi?

Yeah they will most likely HP and you will get a variety of results. Sometimes the EO is more helpful but it will be another HP as well.
Message 4 of 9
Anonymous
Not applicable

Re: Moving credit limits around with citi?

Confirm I moved three accounts CL around through the Citi EO and it was an HP October 2014.
Message 5 of 9
score_building
Senior Contributor

Re: Moving credit limits around with citi?

That bites. Are PCs HP too?

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 6 of 9
icyhot
Valued Contributor

Re: Moving credit limits around with citi?

Depending on the card they may not even let you move the entire limit, that's how it's been for me.
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 7 of 9
Anonymous
Not applicable

Re: Moving credit limits around with citi?


@score_building wrote:

That bites. Are PCs HP too?


No PCs were not HP or SP for me. Did four of them since 2009. Possibly things have changed? Who knows? Credit is a game and the winners seem to read myfico.

Message 8 of 9
FinStar
Moderator Emeritus

Re: Moving credit limits around with citi?


@Spider15 wrote:

@score_building wrote:

That bites. Are PCs HP too?


No PCs were not HP or SP for me. Did four of them since 2009. Possibly things have changed? Who knows? Credit is a game and the winners seem to read myfico.


PCs are not HP - that policy hasn't changed (knock on wood).

Message 9 of 9
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