Moving limit between Amex accounts. Question

[patoot10]

Hello,

Can you move available credit between Amex accounts and leave the donor account with $500 ? or less than $1000 ?

I tried recently and it wasn't approved and when I asked the rep told me you have to leave $1000 at least in the donor account

what's interesting is that according to the online page where you move limits you can actually leave the donor with only $500

I did manage to move limits before but I left the donor with $1000 not $500

My question is has anyone been able to move limits between cards and leave the donor card with $500 ?

Thanks,

[simplynoir]

I don't know if this is something related to the card that limits how much you can move out or the new standard across all cards.

[K-in-Boston]

YMMV between speaking with someone and doing it online.  All of my accounts and DW's accounts allow this down to $500 online (and I did reduce my Blue down to $500 after moving almost all of its limit to SPG).  Keep in mind that you can only reallocate credit lines once every 30 days with Amex.

[fittiger]

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@K-in-Boston wrote:

YMMV between speaking with someone and doing it online.  All of my accounts and DW's accounts allow this down to $500 online (and I did reduce my Blue down to $500 after moving almost all of its limit to SPG).  Keep in mind that you can only reallocate credit lines once every 30 days with Amex.

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Not to steal the thread, but does anyone know if you can move limits from consumer cards to business cards?  Currently my consumer & business cards are under seperate online accounts; if the answer to the previous question is yes; then how would I go about doing this?

I'm looking to reallocate $10k from my personal SPG to a newly opend Blue Business Plus account that only has a $2k limit.

[simplynoir]

Yes, AMEX allows moving limits from your personal cards to business cards but not the other way.

[NichelleN]

I moved limits just yesterday and left the donor card with $500. I'd planned to close the donor card but have a couple of benefits I wanted to use. So, now I'm going to call back and just close it.

[NRB525]

It is most likely YMMV.

In 2017 I tried to move limits around in $10k chunks. “Systems unavailable “ or some similar screen. Several tries.
Went to $5k per move, no issues. Took a couple of steps to accomplish, but all on line.

The lowest amount that can be left is probably a similar variable per cardholder, for reasons only clear to AMEX.

[nicholasyud]

can you guys explain how you do it online ? I want to move credit from my BCP to new amex card with 0% apr wonder if thats possible. New card just open and the BCP since 2014. Thanks

[MrDisco99]

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@nicholasyud wrote:

can you guys explain how you do it online ? I want to move credit from my BCP to new amex card with 0% apr wonder if thats possible. New card just open and the BCP since 2014. Thanks

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Click on "Account Services" on top and then click on "Transfer Available Credit to Another Card"