Multiple accounts with one lender...usage question??

[irunfromcredit]

Hi All!

So I have multiple accounts with a single lender, and not all my accounts see a whole lot of usage, and at times I go through stretches where I favor one over the other.  So for example, I have an Amex ED and Amex BCE, my BCE has been seeing a whole lot of usage.  Would I risk getting my ED closed with pretty minimal usage (I have the card so I can park my MR points)?  Or does it really matter as long as Amex gets the swipe fees regardless of cards.  The same question regarding Chase.  I haven't been traveling a whole lot this year, so some of my travel cards haven't seen a bunch of usage, but I have been using my Freedom/CSR/Amazon prime pretty regularly.  Hopefully the question makes sense...Thanks for any input!!!

[Anonymous]

I can't answer directly for your situation but the cards that I have with the same banks I use each one at least once every 3 months...some more than others and I haven't had an issue...

[Anonymous]

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@irunfromcredit wrote:

Hi All!

So I have multiple accounts with a single lender, and not all my accounts see a whole lot of usage, and at times I go through stretches where I favor one over the other.  So for example, I have an Amex ED and Amex BCE, my BCE has been seeing a whole lot of usage.  Would I risk getting my ED closed with pretty minimal usage (I have the card so I can park my MR points)?  Or does it really matter as long as Amex gets the swipe fees regardless of cards.  The same question regarding Chase.  I haven't been traveling a whole lot this year, so some of my travel cards haven't seen a bunch of usage, but I have been using my Freedom/CSR/Amazon prime pretty regularly.  Hopefully the question makes sense...Thanks for any input!!!

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I'm not entirely sure, but always have gone off of the working assumption that with each lender I want to make sure at least one of their cards is getting some love.  I would imagine that this would do the trick, but don't have any hard data.