Multiple payments to cap 1

[Anonymous]

Will capital one get mad if you pay them multiple payments each month ? I remember  some lenders use to not like it but I couldn't remember if they were like that or not .thanks 

[simplynoir]

IME back years ago when I used to use my Quicksilver cards they didn't mind multiple payments at all. Or at the least they never contacted me to ask me why I was doing it or stop

[Anonymous]

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@simplynoir wrote:

IME back years ago when I used to use my Quicksilver cards they didn't mind multiple payments at all. Or at the least they never contacted me to ask me why I was doing it or stop

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Ok thanks it been about 3 years since I messed with credit I'm a little rusty lol

[simplynoir]

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@Anonymous wrote:

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@simplynoir wrote:

IME back years ago when I used to use my Quicksilver cards they didn't mind multiple payments at all. Or at the least they never contacted me to ask me why I was doing it or stop

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Ok thanks it been about 3 years since I messed with credit I'm a little rusty lol

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It's always fine to ask just to make sure. I honestly can't think off the top of my head any banks that would find an issue with making multiple payments. Some cases it can't be helped such as a person needing to free up their credit line so they can keep making purchases; this could be due to the large amounts needed to simply the customer working with a small limit. In the end as long as banks get paid and the customer is not engaging in behavior that would warrant multiple payments such as manufactured spending then it should be okay

[Anonymous]

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@simplynoir wrote:

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@Anonymous wrote:

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@simplynoir wrote:

IME back years ago when I used to use my Quicksilver cards they didn't mind multiple payments at all. Or at the least they never contacted me to ask me why I was doing it or stop

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Ok thanks it been about 3 years since I messed with credit I'm a little rusty lol

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It's always fine to ask just to make sure. I honestly can't think off the top of my head any banks that would find an issue with making multiple payments. Some cases it can't be helped such as a person needing to free up their credit line so they can keep making purchases; this could be due to the large amounts needed to simply the customer working with a small limit. In the end as long as banks get paid and the customer is not engaging in behavior that would warrant multiple payments such as manufactured spending then it should be okay

Yea I'm working with a 300 limit so it doesn't last long .ran it up to 150 paid it off now it back up to 150 again .

[simplynoir]

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@Anonymous wrote:

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@simplynoir wrote:

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@Anonymous wrote:

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@simplynoir wrote:

IME back years ago when I used to use my Quicksilver cards they didn't mind multiple payments at all. Or at the least they never contacted me to ask me why I was doing it or stop

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Ok thanks it been about 3 years since I messed with credit I'm a little rusty lol

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It's always fine to ask just to make sure. I honestly can't think off the top of my head any banks that would find an issue with making multiple payments. Some cases it can't be helped such as a person needing to free up their credit line so they can keep making purchases; this could be due to the large amounts needed to simply the customer working with a small limit. In the end as long as banks get paid and the customer is not engaging in behavior that would warrant multiple payments such as manufactured spending then it should be okay

Yea I'm working with a 300 limit so it doesn't last long .ran it up to 150 paid it off now it back up to 150 again .

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Yes, in cases like yours it should be perfectly fine then. Capital One can't keep expecting you to spend on the card if you keep approaching the limit so easily. I see based on your post history you recently got the card. Any chance you are in their Credit Steps program - if it even still exists - so you'll receive a higher credit line after six months? Barring that I would see about getting an increase after a few months to ease the strain of you having to keep freeing your limit up

[Anonymous]

Yes they didn't call it credit steps like in the past .but it did say u could earn a increase after 6 months .I use it at the gas pumps alot because I can't stand in a long line at the store I'm disabled 

[simplynoir]

Then you should be fine. Continue making payments as you need to so you can keep using the card. I can't imagine Capital One giving you any fuss over it

[Brian_Earl_Spilner]

They allow multiple payments a month, but if you do too many they may hold a payment for 10-14 days to make sure it clears.

[Anonymous]

Thanks alot

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@simplynoir wrote:

Then you should be fine. Continue making payments as you need to so you can keep using the card. I can't imagine Capital One giving you any fuss over it

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Thanks alot