Must. Not. App.

[Exonumist]

It's officially January and I'm stuck at work bored out of my mind. I really want to app for Amex Delta Gold and Costco True Earnings, but I want to wait for my recent payment on my Green to post first. This sucks.

[racer-x]

Stay away from the light......don't go into the light....it's a trap....you'll get denied or a $100 CL with 6 HP's....

[Anonymous]

May the force be with you.

[Exonumist]

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@racer-x wrote:

Stay away from the light......don't go into the light....it's a trap....you'll get denied or a $100 CL with 6 HP's....

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Hey now... that would be a $300 limit in 61 days! Capital One seems to think that's an acceptable limit. Seriously though, boredom has to be the worst thing when it comes to gardening.

[RonDawg]

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@racer-x wrote:

Stay away from the light......don't go into the light....it's a trap....you'll get denied or a $100 CL with 6 HP's....

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Since when did Capital One purchase AmEx ?? LOL

[Anonymous]

Gardening pays off for most.

I'm only apping twice this year for student loans.

There really isn't a lot out there that floats my boat in the CC world at this point. It's actually pretty easy to garden now.

[kevinjjc]

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@Anonymous wrote:

Gardening pays off for most.

I'm only apping twice this year for student loans.

There really isn't a lot out there that floats my boat in the CC world at this point. It's actually pretty easy to garden now.

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Do you already have the US Bank Cash+ card? In my opinion, it's a must-have!

[Anonymous]

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@kevinjjc wrote:

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@Anonymous wrote:

Gardening pays off for most.

I'm only apping twice this year for student loans.

There really isn't a lot out there that floats my boat in the CC world at this point. It's actually pretty easy to garden now.

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Do you already have the US Bank Cash+ card? In my opinion, it's a must-have!

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I already have BCP, Delta Amex, 2 Citi, Chase Freedom, and 2 USAA cards. I was jonesing for a USBank card but really don't want anything else to manage.

My long term (7 year) plan is to only have 2 or 3 cards. Unless someone comes up with a card I'll lose sleep over not applying for this dude is staying in the garden, LOL!

[kevinjjc]

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@Anonymous wrote:

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@kevinjjc wrote:

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@Anonymous wrote:

Gardening pays off for most.

I'm only apping twice this year for student loans.

There really isn't a lot out there that floats my boat in the CC world at this point. It's actually pretty easy to garden now.

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Do you already have the US Bank Cash+ card? In my opinion, it's a must-have!

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I already have BCP, Delta Amex, 2 Citi, Chase Freedom, and 2 USAA cards. I was jonesing for a USBank card but really don't want anything else to manage.

My long term (7 year) plan is to only have 2 or 3 cards. Unless someone comes up with a card I'll lose sleep over not applying for this dude is staying in the garden, LOL!

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In my opinion, it's risky to have only 2 or 3 credit cards. Diversification in this credit game is important. For example, if you get AA'd with your 2 or 3 credit cards, you're essentially out of luck. Please carefully think about this.

[Anonymous]

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@Default4 wrote:

It's officially January and I'm stuck at work bored out of my mind. I really want to app for Amex Delta Gold and Costco True Earnings, but I want to wait for my recent payment on my Green to post first. This sucks.

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DOOOO ITTTT! 

You know you want to.