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My Amex APR Reduction!

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Anonymous
Not applicable

My Amex APR Reduction!

I went ahead and tried to see if Amex could lower the APR on my EveryDay card. I requested via chat and got my APR lowered to 15.24% for 1 year!

 

My rate was 17.99%, which I assume was due to the Fed rate slash, as my last statement showed 19.49%. 

 

This is my first ever request for an APR reduction, so I'd say it went pretty well!

Message 1 of 12
11 REPLIES 11
AllZero
Mega Contributor

Re: My Amex APR Reduction!

Congratulations on your APR reduction!

Message 2 of 12
Anonymous
Not applicable

Re: My Amex APR Reduction!

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@Anonymous wrote:

I went ahead and tried to see if Amex could lower the APR on my EveryDay card. I requested via chat and got my APR lowered to 15.24% for 1 year!

 

My rate was 17.99%, which I assume was due to the Fed rate slash, as my last statement showed 19.49%. 

 

This is my first ever request for an APR reduction, so I'd say it went pretty well!


 

Message 3 of 12
Anonymous
Not applicable

Re: My Amex APR Reduction!

Congratulations!

Message 4 of 12
M_Smart007
Legendary Contributor

Re: My Amex APR Reduction!


@Anonymous wrote:

I went ahead and tried to see if Amex could lower the APR on my EveryDay card. I requested via chat and got my APR lowered to 15.24% for 1 year!

 

My rate was 17.99%, which I assume was due to the Fed rate slash, as my last statement showed 19.49%. 

 

This is my first ever request for an APR reduction, so I'd say it went pretty well!


Congrats on your APR reduction. Same as Citi has recently offered.

 

Message 5 of 12
newfossil
Valued Contributor

Re: My Amex APR Reduction!

Congratulations 




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 6 of 12
AverageJoesCredit
Legendary Contributor

Re: My Amex APR Reduction!

CongratsSmiley Happy

Message 7 of 12
19eighty5
Senior Contributor

Re: My Amex APR Reduction!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 12
Tomatoshadow2
New Contributor

Re: My Amex APR Reduction!

That's awesome, have you requested that before?

Message 9 of 12
galahad15
Valued Contributor

Re: My Amex APR Reduction!

Very happy and delighted to hear about your amazing APR reduction!  Smiley Happy


Message 10 of 12
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