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My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

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Bramlette1
Member

My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

My scores just jumped about +150.  I travel a lot and would like to get a good airline card or two to maximize points.  I currently have a Discover Card with a $3K limit and a PNC Secured Credit Card with a $22,500 limit.  I am trying to figure out which cards I would have a good chance at getting approved on that might have decent limits.  Can anyone help?  Thank you so much!

 

EX-759

EQ-778

TU-718

Message 1 of 8
7 REPLIES 7
Patient957
Frequent Contributor

Re: My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

Capital One Venture.  Good starter travel card, $95 AF, nice 75k SUB.  You can check their pre-approval page before you apply.

 

And congrats on your big score bump!  

Message 2 of 8
FicoMike0
Valued Contributor

Re: My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

If you want an airline card, which airline? Most only go with one bank, aa has citi and barclay.

Message 3 of 8
Bramlette1
Member

Re: My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

Thank you so much!

 

Message 4 of 8
Bramlette1
Member

Re: My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

Southwest and AA if possible with 2 different cards.

Message 5 of 8
Bramlette1
Member

Re: My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

I had a CAPone chargeoff about 5 years ago, but it is no longer showing on my bureaus.  Could that be an issue with CapOne?

Message 6 of 8
Bramlette1
Member

Re: My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

I was denied on CapOne for previous credit obligations.  AND denied on Citi AA for some reason?

Message 7 of 8
FicoMike0
Valued Contributor

Re: My Bureaus Just Experienced a Big Scoring Increase--What cards should I apply for?

Chase has three sw cards,all fee cards. Both citi and Barclay have aa cards, again, all fee cards. You might want a hotel card too. Again, depends on brand. I have amex Hilton white, no fee.

Someone recommended venture. A travel, rather than airline specific, would be another approach. There's usb connect and penfed pathfinder, no fee cards. Navy flagship is only $49 and pays for prime. As the fee goes up, you have to really use it to get your investment back.

Here's an extensive list

https://www.doctorofcredit.com/best-credit-cards-travel-purchases/

Message 8 of 8
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