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I had the Freedom card for about 9 months now and the credit limit is pittiful 900, even Credit One gave me more. With this being my lowest CL I would either like an increase or close the account.
I understand Chase does a HP for CLI, is there any way around this?
I just received the Cap1 VentureOne card with a 20K limit, I have Discover at 8900, Amex at 7200, Cap1 QS 2500, Cap1 Platinum at 5K. Whats up with this 900 limit.
I just requested a CLI from CHASE and it was a HP, I knew that going in. Aside from an auto CLI, your only bet is a HP CLI. It was worth it for me because I went from $4k limit to $10k limit.
Hard Pull for me as well. Declined due to "maximum exposure"
Out of curiosity who do they pull for CLI? I believe I read it was TU?
@CreditCuriousity wrote:Out of curiosity who do they pull for CLI? I believe I read it was TU?
I'm in Massachusetts and they pulled Experian
@CreditCuriousity wrote:Out of curiosity who do they pull for CLI? I believe I read it was TU?
It was Experian for me when I got my CLI last week.
Ya thinking of trying to get my CSP 10k limit to 15 or 20k.. Really don't want any more account lol. Just trying to figure out my long term strategy.. But I love the Chase sign up bonuses so I am torn! CSP is my favorite card currently and most practical since I eat out and travel!
@CreditCuriousity wrote:Out of curiosity who do they pull for CLI? I believe I read it was TU?
EX and EQ for me...constant double pulls for anything
@lg8302ch wrote:
@CreditCuriousity wrote:Out of curiosity who do they pull for CLI? I believe I read it was TU?
EX and EQ for me...constant double pulls for anything
When I got my card last month they pulled EQ (Florida).
I'd just spend on it until they gave me an auto-CLI. Might be easier.