@Anonymous wrote:
@kshurika wrote:
Well, I'd seen those points bandied around this forum quite often. So, as an employee of my Chase branch was filling out my app for the CSP, I asked her about the 5K limit on another card to qualify for CSP and the 10K limit for CSR. She replied, "You didn't hear it from me, but, yes, that's how it is".
Now, my question is, has anyone here gotten a CSP or CSR without meeting those minimums on other cards beforehand?
Plenty of people have received the CSP and.or the CSR without having other cards that have $5k or $10k limits. It’s just a general guideline so that they can see that you have managed limits like that in the past. There is no hard rule but it helps to be approved for a CSR for example if you have had a $8k limit card for awhile vs the highest limit you have being $2k
Yes, so apart from the wrong "confirmation" by a rep (not the first time people get wrong info!) this seems part of the MyFico echo chamber, where when something is repeated enough it is taken as gospel. What is still apparently true (for now) is that Chase really does have minimums, so you won't get a CSP with a limit below $5K or a CSR below $10K as the SL. It's also long been stated (correctly or otherwise) that Chase doesn't like to be the first to give higher limits, and so these get transformed into "You must have a $5K card to get the CSP." Which, as Irish says, is at most a guideline but gets posted as fact which can stop people applying.
