Here's the thing, a guy on my floor left a note on his door a couple of months ago asking for whomever stole the groupon of his to return it. I also have had a groupon stolen, as well as a newegg package, and more recently a prescription from walgreens stolen(I was out of town and figured it would save me time, and had no idea it wasnt coming through the USPS to my mailbox). I asked for confirmation the card would be setnt to my PO box even though the card was promised to be sent before I left town, which again, it was not. I dont want any accounts attached to my home address, which is the address of my bankruptcy, though the government requires it, to supposedly help fight terrorism. That is part of credit discussion as much as anything, as it is printed right on the forms we have to fill out, and is something we are subjected to and need not be censored any more than anything else we mention from credit applications.
As to the large envelope being delivered to the wrong person, it certainly as not, as it wouldnt fit in any of the mailboxes even if it was sent USPS(although I would have gotten a slip to pick it up at the post office). It likely was left either in the foyer or just inside the door, or possibly against a door...but I doubt in that case the person delivering it would put it against the wrong door. So I am open to hearing what folks think now that they have a better idea of the situation.
On the phone I specifically asked them about the issue of sending to a PO Box through an expedited method. I think I already said that, but maybe some folks missed it. I was not irresponsible, and I took the time to be sure it would be sent to the PO box, because I know some companies will not. I even repeated the question to them after I got the answer as well, because I know sometimes people get into systematic processes and dont pay attention.
Ive taken what people here have said into account, but now that you know there have been multiple thefts in my building, should I ask for a card with a new number?
Next question: I had attempted fraud against 2 of my synchrony cards where they tried to change the address and have it sent to them. When they sent me new cards, they closed the accounts and made new ones, even though when I was on the phone with them I got them they told me they would not. Nobody addressed my question if they cancelled my account if it would in effect have 2 new accounts effecting my average age of accounts.
Maybe I should just roll the dice and activate it anyhow, and then I wouldnt have to worry about a "dead" brand new account effecting AAoA? As some have pointed out, there is some possibility it was an accident, regardless of the other acts of theivery... and I mean if someone did try to commit fraud, wouldnt it be easy to catch them? I did leave an angry note on my door, like the neighbor who had their groupon stolen a couple of months ago. In addition to the 3 items Ive had stolen in the last couple of years(mostly when I was out of town), this just pushed my over the edge. Maybe the brazen attitude on here is the best way to go. If the card had been stolen that's one thing, but if someone did try to use the information once I activated it, wouldnt AMEX just hold me not accountable for the fraud? In my note on the door, I said I hope whomever did it would try to do so, so that they could receive their just desserts. First regular goods stolen, then my prescription(medical things are also private and a violation of privacy), and now financial. I live in a low crime area too, which makes getting violated in these ways feel even worse, being it isnt expected.
I dont mind entertaining people at my own expense, and at times enjoy it. I wouldnt mind some understanding responses and advice, though. In 6 months I plan to go for Chase, Discover, and BOA whom I IIBed, so I really dont want to waste a "new account" if I call for a new card. Im not sure if it's possible for folks to picture themselves in my shoes and let me know what they'd do, but I'm asking.
For those who didn't see it, it was a 2 week process just to get this card that I was pre-qualifed for in real time on their website, when they took over a week just to tell me they needed an address verification done my my bank, and then another 2 days after it was faxed to AMEX from my bank they tell me they couldnt get hold of my banker, so I had to call her myself and ask her to call them, which I'm guessing isnt a part of her regular job description. If not for that and the fact that I was leaving town and had planned to be gone for 3 weeks, I wouldnt have asked for "rush" delivery. I certainly didnt with Citi, whom I was approved for instantly, while passing time reading on here while waiting for this AMEX application to be resolved. I dont want folks to get the wrong impression, but a SPREE of important apps is waiting for the 6 month aging date of these cards.
It can be hard to think/post straight when you're upset. As I said earlier, having the credit card envelopes opened wasnt even the worse thing to happen to me yesterday, it was a distant 2nd. I had just finished making travel plans on a 1000 mile trip and flying home after the other bad news, so of course this icing on the cake hit me a bit harder than it would have normally, if it helps folks to understand. Maybe youre right and I should just man up and activate it. I kind of want to say it's good not to feel alone, but then again that might sound like I'd want this to happen to someone else, so I'm not sure what to say anymore.
