NASA FCU

[Anonymous]

Joined NASA this weekend. Applied for Platinum card last night. I was pretty sure I would get it based on the reviews. I received a call at 11:00A from rep. Congratulations, you have been approved for the cl you requested. What threw me was the APR of 9.9%. ME??? I figured 12-14% (This was prior to being upgraded to Gold with Patelco at 8.9% after 10 days). What's going on???

[John060675]

That is wonderful news!  I am torn between joining NASA and Penfed.  I think you might have tipped the scales for me.

[Anonymous]

quick buy a lottery ticket before you use up all that luck! jk, obviously your hard work is paying off.

[SpecFile]

No joke.  Congrats to you.

What were your scores and baddies at time of app if you don't mind disclosing?

[Anonymous]

BTW, PenFed told me NOOOOOOOOOOO!!! TU 688 EX 654 EQ 672

[Anonymous]

NASA, JUSTICE, and Patelco all said yes. PENFED said no 2 weeks ago.

[Anonymous]

Oh... no baddies since BK in 2001. Have high debt ratio on two accounts (Dell and Shell) Go figure, high UT on gas card.

[SpecFile]

Did they all pull EQ on you?

And thanks for the info.

[Anonymous]

Yes, they pulled EQ. They have been known to pull others, but mainly EQ.

[SpecFile]

Also,

When you joined NSA for the NASA membership,  do you have to renew that membership yearly?  The NSA membership that is.