NASA....One year later

[lhcole77]

This week marks the one year anniversary of the NASA craze here on myFICO. So where are we now?

I managed to get a $25K CC and membership at time of sign up. One year later my CC is now at $30K and I added a PLOC of $20K. I've also received loan offers but am now at their max exposure of $50K unsecured credit so won't be able to take advantage of that.

How are you all doing one year later?

[taxi818]

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@lhcole77 wrote:

This week marks the one year anniversary of the NASA craze here on myFICO. So where are we now?

I managed to get a $25K CC and membership at time of sign up. One year later my CC is now at $30K and I added a PLOC of $20K. I've also received loan offers but am now at their max exposure of $50K unsecured credit so won't be able to take advantage of that.

How are you all doing one year later?

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Wow. Got my membership. But will wait for credit. Need to let some of these accounts I have age. And let inqs fall off first. 

[itguy_65]

I still have my $30K Visa and $15K PLOC.  In fact, I've amassed over $300 in cash rewards, eagerly anticipating that payout!!

[baller4life]

I have a membership. But they say I have "too much available credit." Soooo, not sure if I will ever have any products with them.

[lhcole77]

@ Taxi: Good thinking. A well planned strategy can def pay off!!

@ itguy: WOW! You must be making heavy use of it. Did you get their special offer in the mail for added prizes if meeting 500/1000/1500 spend?

[itguy_65]

No, no special offer!  Hmmm...

[lord_kinbote]

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@lhcole77 wrote:

This week marks the one year anniversary of the NASA craze here on myFICO. So where are we now?

I managed to get a $25K CC and membership at time of sign up. One year later my CC is now at $30K and I added a PLOC of $20K. I've also received loan offers but am now at their max exposure of $50K unsecured credit so won't be able to take advantage of that.

How are you all doing one year later?

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I still have the card and the credit limit has stayed unchanged (30k).  The only activity I put on the card is myfico.com ultimate 3B, which is charged monthly.  

[Anonymous]

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@lhcole77 wrote:

@ Taxi: Good thinking. A well planned strategy can def pay off!!

@ itguy: WOW! You must be making heavy use of it. Did you get their special offer in the mail for added prizes if meeting 500/1000/1500 spend?

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I got the mail and was pretty unimpressed with the selection, although I suppose if you use it, $30 payless coupon for $1500 spend is better than nothing (but not a huge incentive!)

I've used it very little but because of "heavy" usage initially on AGC, I also have about $300 coming in Nov

[lhcole77]

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@baller4life wrote:
I have a membership. But they say I have "too much available credit." Soooo, not sure if I will ever have any products with them.

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Really? If you don't mind me asking, are you over the 200K mark?

[baller4life]

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@lhcole77 wrote:

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@baller4life wrote:
I have a membership. But they say I have "too much available credit." Soooo, not sure if I will ever have any products with them.

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Really? If you don't mind me asking, are you over the 200K mark?

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Yup and they said my butt had too much, I'm sorry, "Excessive borrowing capacity,available credit".

ETA: I think wacdenny received the same denial reason.