NASAFCU Credit Line Decrease

[Anonymous]

The only reason why I'd think I'd keep it would be if it's the oldest card and you can sockdrawer it for AAoA, otherwise I'd probably close it.  But if I hadn't done anything wrong, I don't think I'd be all that interested in giving them any more of my swipe fees.  

[CreditMagic7]

They must take pointers from Barclays.

I was going along nicely with their card, making plenty of swipes and PIF but the first time i took them up on a Low APR for life of a BT, Bam! theey swooped in and torpedoed the card.

And i was only on about the 3rd payment cycle too. No way to treat customers if you ask me but then they don't care and neither do i now.

[Anonymous]

I had NASa close a 20k Visa because of 2 inquires and 1 new account... Sad. They are worse on AA than Barclay is sad. I figured Barclay would be the one to AA me. Just goes to show you.

Funny, thing is after I closed my savings I got a letter from the President. I responded to it to why I closed my relationship, ie them closing my Visa.

[baller4life]

Just closed my membership. Planned to do so next year anyway. But,figured why prolong the inevitable? We're over!

[CreditMagic7]

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@Anonymous wrote:
I had NASa close a 20k Visa because of 2 inquires and 1 new account... Sad. They are worse on AA than Barclay is sad. I figured Barclay would be the one to AA me. Just goes to show you.

Funny, thing is after I closed my savings I got a letter from the President. I responded to it to why I closed my relationship, ie them closing my Visa.

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+1000000

I had it out with them over it for all the good it did just to get it off my chest.

IMHO a very sorry CU and one that i can never recommend or place confidence in again ever.

That being said i am still curious what might possibly pan out later down the line with them.

[Anonymous]

@Baller and @CrediMagic - So you had some crappy experiences with the too it seems.  You both canceled your membership with them? I should as well, it would help my AoA as well.. Not worth the $1k CL.  Thank you guys, think you helped me make up my mind.

[baller4life]

I was just a member with a savings account. They denied me twice for a card for having too much credit. And after seeing how they treat cardholders, I am really glad they denied me. They are a joke! 😠

[Anonymous]

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@baller4life wrote:
I was just a member with a savings account. They denied me twice for a card for having too much credit. And after seeing how they treat cardholders, I am really glad they denied me. They are a joke! 😠

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+100000000

[CreditMagic7]

Seriously, if they continue this retracting trend which they been on for what seems like so many month now, AND also continue to be paper thin sensitive over the ambitions of customers who really want to build and advance their own credit profiles, maybe they should get out of the card issuance business and stick with other lending practices instead.

This will not be the last post we see like this one.

[Gmood1]

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@Anonymous wrote:
I had NASa close a 20k Visa because of 2 inquires and 1 new account... Sad. They are worse on AA than Barclay is sad. I figured Barclay would be the one to AA me. Just goes to show you.

Funny, thing is after I closed my savings I got a letter from the President. I responded to it to why I closed my relationship, ie them closing my Visa.

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Sorry to hear, I'm still curious of what they looked for when doing these AA and closings? I've had way more inqs and new accounts than that since opening the NASA account.  Seems as though they'd want folks to use their products in order to make money.

That's why is good to keep a couple of CU's and Banks in your back pocket.

I just threaten to close one of mine today because of bill pay issues. The CU manager emailed me not long ago apologizing and taking care of the issue. I want them to know..I DON'T NEED THEM..and will drop any of them like a bad habit. Just too many out there willing and wanting members to worry with one.