NEW: Discover it Miles Credit Card

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Now why did you have to go and post this?! I may need to step out of the garden for a second...

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Do you really need it?

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Are you really going there?

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Oh i'm going there.

3X miles is TEMPTING though.

[happypill]

It looks comparable to the Cap1 QS with 1.5 rewards; but it looks like rewards are limited to travel whereas QS rewards can be applied to anything.

$30 a year for in-flight wi-fi...that's a new one.

[kdm31091]

The rewards aren't limited -- you can redeem as cash for full value. It is essentially the Quicksilver with miles instead of cash, but it's 1.5% no matter what.

The only real benefit above Quicksilver is the first year doubled miles thing. After that, it's the same thing.

[14Fiesta]

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@happypill wrote:

It looks comparable to the Cap1 QS with 1.5 rewards; but it looks like rewards are limited to travel whereas QS rewards can be applied to anything.

$30 a year for in-flight wi-fi...that's a new one.

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It looks like you actually can have it direct deposited into your checking for cash:

"Starting at 1 Mile, you can redeem for cash as a electronic deposit to your bank account"

[yfan]

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@happypill wrote:

It looks comparable to the Cap1 QS with 1.5 rewards; but it looks like rewards are limited to travel whereas QS rewards can be applied to anything.

$30 a year for in-flight wi-fi...that's a new one.

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This. This is the part that caught my eye. 1.5x rewards is nothing new, but the WiFi reimbursement for a no-AF card is pretty awesome.

[mongstradamus]

its an interesting card but i don't see much about any signup bonus, so i am trying to figure out what would make this better than any other just plain old 2% cashback card?

[kdm31091]

Instead of x amount of miles for a signup bonus they double whatever miles you have earned for the year, which is cool because you can kind of make your own signup bonus.

If you have a Fid Amex or DC, this isn't better. If you don't, it kind of is, at least for year one.

[yfan]

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@kdm31091 wrote:

The rewards aren't limited -- you can redeem as cash for full value. It is essentially the Quicksilver with miles instead of cash, but it's 1.5% no matter what.

The only real benefit above Quicksilver is the first year doubled miles thing. After that, it's the same thing.

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That and the $30 in in-flight WiFi credit. Now it would be even better if they expanded that to up-to a $30 credit a year for any airline incidentals.

[Anonymous]

Since I don't have a Discover:  when do they credit the rewards, as transcations post or at statement close?

This has the same no minimum redemption that Cap One has, just wonder if it matches the instant availability as well.

[14Fiesta]

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@kdm31091 wrote:

The rewards aren't limited -- you can redeem as cash for full value. It is essentially the Quicksilver with miles instead of cash, but it's 1.5% no matter what.

The only real benefit above Quicksilver is the first year doubled miles thing. After that, it's the same thing.

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If you don't have a Discover card already, then it one ups the QS with free FICO scores and access to Discover Deals.