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NEW PNC Cash Unlimited Card - 2% Cash Back

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blossom_rebuilding
Regular Contributor

NEW PNC Cash Unlimited Card - 2% Cash Back

Went to check my PNC account this morning to find this announcement! Very exciting; looking forward to digging deeper and learning more, because it feels like a no-brainer for me.

 

PNC.PNG





Message 1 of 56
55 REPLIES 55
G2244
Regular Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back

Nice find. I bank with them but have not found their credit cards compelling enough to dive in. This one will be nice for many I would guess.

However, my real hope is that they revamp their thoroughly uncompetitive PNC Points system. As it stands, points value is so hidden it borders on deceptive and the true value comes out to about 0.88% to 1.54% return - not even woth burning an app in my opinion.

TEAM: SQUAD:
5% Capped Cash Back:

4% Unlimited Capped Cash Back:

Extra-Mural Activities (SUBs):
Message 2 of 56
NoMoreE46
Community Leader
Senior Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back

Thanks for this @blossom_rebuilding.

 

Too bad PNC doesn't allow PC.

- (Cries All of the Victims forced from their BBVA Clear Points ----> PNC Points) 

Message 3 of 56
GhostCredit
Regular Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back

Card looks really nice. But, no bonus... hard pass. It's good that it has no FTF. But, idk why it took them towards the end of 2023 just to make a new card.

Message 4 of 56
BearsCubsOtters
Frequent Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back


@blossom_rebuilding wrote:

Went to check my PNC account this morning to find this announcement! Very exciting; looking forward to digging deeper and learning more, because it feels like a no-brainer for me.

 

PNC.PNG


That's hot. The more banks offering 2% the better. Hopefully will make uncompetive cards better. 

Message 5 of 56
mwarmor
Established Member

Re: NEW PNC Cash Unlimited Card - 2% Cash Back


@NoMoreE46 wrote:

Thanks for this @blossom_rebuilding.

 

Too bad PNC doesn't allow PC.

- (Cries All of the Victims forced from their BBVA Clear Points ----> PNC Points) 


I have one of PNC's legacy cards and am in the same boat. Also, only one toy CLI ever.

Message 6 of 56
Guyatthebeach
Valued Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back

I like the idea of the card, but when I logged into my PNC online backing, there was no prequalified offer and no way to apply for the this card. My guess is PNC s going to limit the card to their best customers for the moment.

 

I am keeping an eye on this. 

 

Guyatthebeach

Message 7 of 56
blossom_rebuilding
Regular Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back


@Guyatthebeach wrote:

I like the idea of the card, but when I logged into my PNC online backing, there was no prequalified offer and no way to apply for the this card. My guess is PNC s going to limit the card to their best customers for the moment.

 

I am keeping an eye on this. 

 

Guyatthebeach


Yeah, I gave PNC a call and found out the the card isn't rolled out in my state yet. The rep advised me to keep checking back during the first quarter of next year. I don't think they would have announced publicly if it wasn't going to be rolled out fully in some reasonable time period, so I have hope!





Message 8 of 56
ZackAttack
Established Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back


@Guyatthebeach wrote:

I like the idea of the card, but when I logged into my PNC online backing, there was no prequalified offer and no way to apply for the this card. My guess is PNC s going to limit the card to their best customers for the moment.

 

I am keeping an eye on this. 

 

Guyatthebeach


I am not in PNC eco-systems but have use their ATMs as it's very useful to get $1, 10, & 20 bills back. I check their card credit page since I am in Michigan and I see it listed.

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 9 of 56
BuckyB
New Contributor

Re: NEW PNC Cash Unlimited Card - 2% Cash Back


@GhostCredit wrote:

Card looks really nice. But, no bonus... hard pass. It's good that it has no FTF. But, idk why it took them towards the end of 2023 just to make a new card.


Eh, I get it but I don't really give a **bleep** about bonuses. I actually WANT "relationships" with banks because I'm looking for "the one" even though my brain tells me there's no such thing.  2% is OK but can be found anywhere these days.  I have a PNC account.. HP for this one?  IDK

Message 10 of 56
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