NEW SOME ADVICE

[Anonymous]

JUST GOT A NEW CAR --08/07

REFINANCED HOUSE THIS MONTH 11/07--CLOSE AT THE END OF THE MONTH

INTERESTED IN GETTING JUST 1 OR 2 MORE CREDIT CARDS

SCORES FROM MYCREDITKEEPER.COM 609 EQ THE LOWEST AND EX -670 HOWEVER I KNOW THESE SCORES ARE RATE

NO LATES FOR ANYTHING IN THE PAST 12 MONTHS--BK OVER 4 YEARS AGO---WHAT ARE SOME GOOD CARDS TO RECOMMEND THAT ARE GOOD CHANCES OF APPROVAL

ALREADY HAVE 300-CAPITAL ONE MC (CLOSED) ONLY OWE THEM 15 DOLLARS

CAPITAL ONE VISA 500 LIMIT HSBC 400 LIMIT (I REALLY DO NOT WANT ANY OF THESE CARDS I HAVE THEM FOR YEARS AND NO INCREASES AND 2 MOST RECENT CARDS WAMU 2000 LIMIT & JUNIPER 1750 LIMIT---AS SOON AS I GET 2 OTHERS WITH GOOD LIMITS THOSE OTHERS WILL BE PUT AWAY INTHE DRAWER MAY USE 2 TIMES A YEAR TO KEEP ACTIVE FOR THE HISTORY BUT NO DESIRE TO USE THEM--NO BENEFITS FOR ME WITH THOSE LOW LIMITS

THANKS FOR ANY ADVICE IN ADVANCE

BE BLESSED AND SPEND WISELY THIS HOLIDAY SEASON!!!!

[Anonymous]

Actually you already have a pretty good credit mix there.  If your applying just to get better cards with higher limits or perks then check out the floated thread on BK friendly cards at the top of this forum.

On a side note, you say you have a closed Cap 1 card with a balance of 15.00.  The balance amount isn't hurting you, it's that you have a balance on a closed card.  Send them a check as fast as you can and get that balance to 0 so it stops hurting your score.

Wamu and Juniper (now Barkleys) will treat you well if you keep them current and don't get crazy, although neither one is easy to get a manual credit limit increase from.

Just my 2 pennies worth.

Good luck

Van

[Anonymous]

thanks for the input!! great news--I will have that paid off this month