Hello everyone! I have heard such great things about NFCU so I decided to join. I became a member this past Saturday (9/13). I applied for the Flagship CC and was approved for a 3500 CL. instant. I also applied for the Navcheck CL and the Signature LOC both of these are still in the review process. The message stated that it would take 24hrs. I am hoping to hear something from them tomorrow (9/16).
My EQ is 620ish, do you think I will be approved for the Navcheck CL (3500) and the Signature LOC (5000) with my credit score and with them already given me the CC????? Just wondering if I have a chance????
I have now totally screwed up. When I applied for the Navcheck instead of selecting Navcheck under the purpose of the loan I selected personal expenses. So, I submitted an email message stating that I wanted to be considered for the Navcheck instead of a personal loan.My status is still saying in Review process. Do you think they will get my message before they make a decision??? I don't want to be denied for the wrong loan.
I have now totally screwed up. When I applied for the Navcheck instead of selecting Navcheck under the purpose of the loan I selected personal expenses. So, I submitted an email message stating that I wanted to be considered for the Navcheck instead of a personal loan.My status is still saying in Review process. Do you think they will get my message before they make a decision??? I don't want to be denied for the wrong loan.
Thanks
2009
I'd give them a call and talk to them about it, rather than waiting for your email to work its way through the channels, and perhaps not reaching them before they make their decision. Congrats on getting in with this great credit union.
Yes, call them. ALL their csr are knowledgable and pleasant. The NAVcheck is an overdraft LOC tied to your checking account, and it reports as a revolving account.
I decided to call them and the rep withdrew the applications since they were still pending. She told me to go back in and select Navchek when I apply. So, I applied and I got the 24 hr message hopefully I will get an approval response in the next 24 hrs. Does this sound correct???
Yes, 'cept it may take more like 48 hours. Since NFCU opened their membership, they are 'prolly swamped. My NAVcheck account took 48 hours to be approved.
Defintely CALL. I have been banking with NFCU for 26 years. When ic all the reps are most helpful. When I write or use the online I get responses that do not relate to the questions asked. They can be understanding but the worst way to see that side of NFCU is to write.
