Re: NFCU Bonus Offer

800wannabe420 · ‎09-30-2025

I just received an email offer for my More Rewards card.

I don't know if it is targeted or not.

Oct 01, 2025 - Nov 30, 2025

Earn bonus points on utility, insurance, phone, internet, and cable services

Earn 6,000 bonus points when you make 2 or more eligible payments for utilities, insurance, phone, internet, and cable services following enrollment

coldfusion · ‎09-30-2025

These are usually targeted, holders of different cards can also get them. I have the same offer on my Flagship.

No net minimum spend requirement for each transaction to count, just must be net positive.

Offer must be activated, some specific eligible MCC are 4812, 2814, 4899, 4900, 6300, and 6381.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Vinjints · ‎09-30-2025

Sounds like a very nice and useful offer. How often do they put those (of any type) out?

NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)

Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EQ(F8) 784 | EX(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815

On the Radar: Langley | Kroger | AmEx | Discover

SilentTraveler · ‎09-30-2025

I really need to start paying attention to my emails. I was looking in my saved emails and came across a bonus offer for September. Spend $250 in September for $50 rewards. I only saw the email on September 25th after already having spent $300 on my account but before registering. Clicked to register and then brought forward a couple of recurring payments scheduled for October. Total spend was $261.40 and received $50 cash rewards.

Wavester64 · ‎09-30-2025

@800wannabe420 wrote:
I just received an email offer for my More Rewards card.
I don't know if it is targeted or not.

Oct 01, 2025 - Nov 30, 2025

Earn bonus points on utility, insurance, phone, internet, and cable services

Earn 6,000 bonus points when you make 2 or more eligible payments for utilities, insurance, phone, internet, and cable services following enrollment

I got this as well.

Potential Future Cards

Closed Accounts

ptatohed · ‎09-30-2025

@Wavester64 wrote:
@800wannabe420 wrote:
I just received an email offer for my More Rewards card.
I don't know if it is targeted or not.

Oct 01, 2025 - Nov 30, 2025

Earn bonus points on utility, insurance, phone, internet, and cable services

Earn 6,000 bonus points when you make 2 or more eligible payments for utilities, insurance, phone, internet, and cable services following enrollment

I got this as well.

Bragger!

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

coldfusion · ‎09-30-2025

@Vinjints wrote:
Sounds like a very nice and useful offer. How often do they put those (of any type) out?

My own experience has been that they would extend an offer of some type maybe once every 6 months. This is the 3rd offer I've received this year though, 1st time I've received them in consecutive 2-month windows.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Hex · ‎09-30-2025

I just checked and got an offer for Dining of my Navy Amex. 3K points for $300 spend. Starts October 1st.

yam1rts · ‎10-01-2025

On the Amex more rewards I see an offer for the month of October at gas stations only.

Starting Score: 789
Current Score: 814
Goal Score: 850

Take the myFICO Fitness Challenge

Realist · ‎10-01-2025

We've been a customer with them at one point in time, and only once did I receive a CC or rewards offer for 80k points. For whatever reason, didn't take them up on it. It was tempting.

If you find a good deal from them, it doesn't hurt considering the offer. It's not guaranteed to happen again, at least for a long while.

$XXX,XXX in credit lines.
Multiple months in free credit reward vacations.
$X,XXX in bank rewards in only 12 months.
I like FREE...

800+ FICO.

Making all numbers dance on a financial ledger.
Abuse that score responsibility.

Take nothing I say as financial advice. DYODD.

NFCU Bonus Offer

Get your FICO® Score for free

NFCU Bonus Offer