The good news is my application was accepted and I am now officially a member. I also applied for the GoRewards CC and received the following message:
"Your credit card application has been submitted and is being reviewed. The normal processing time for a credit card application is 3-5 business days."
Anyone have any thoughts on this? Do I have a decent shot at an approval? I am self-employed so I hope they don't ask for pay stubs. Thanks for your insight.
Current Score: EX: 718, EQ: 715, TU: 720
I'm not an expert, but with those scores I would think you will be approved
When I applied for the NFCU flagship reward last month, I had the same scenario...they called me up and told me I was approved for a 25k line a couple of days later
@BackInTheSaddleAgain wrote:The good news is my application was accepted and I am now officially a member. I also applied for the GoRewards CC and received the following message:
"Your credit card application has been submitted and is being reviewed. The normal processing time for a credit card application is 3-5 business days."
Anyone have any thoughts on this? Do I have a decent shot at an approval? I am self-employed so I hope they don't ask for pay stubs. Thanks for your insight.
I got the same message when I applied for nCashRewards in November on a Sunday. On either Monday or Tuesday I was approved for $17,500CL. My score was 680-ish at the time. ( I could go back and double check if you want me to)
NFCU nCashRewards VISA - $20,000 | NFCU nRewards $10,000
@sailor_mercury wrote:
@BackInTheSaddleAgain wrote:The good news is my application was accepted and I am now officially a member. I also applied for the GoRewards CC and received the following message:
"Your credit card application has been submitted and is being reviewed. The normal processing time for a credit card application is 3-5 business days."
Anyone have any thoughts on this? Do I have a decent shot at an approval? I am self-employed so I hope they don't ask for pay stubs. Thanks for your insight.
I got the same message when I applied for nCashRewards in November on a Sunday. On either Monday or Tuesday I was approved for $17,500CL. My score was 680-ish at the time. ( I could go back and double check if you want me to)
How long did you wait before your 2nd card with NFCU?
Thank you everyone. I just logged in to my account and it shows a GoRewards credit card with a $5,000 CL. I guess that means I am approved. 
Not the highest CL in the world, but I'll take it. The interesting thing is there are no messages or emails or any communication whatsover that I was approved. In fact, when I click on the loan status button it stil shows "under review."
@BackInTheSaddleAgain wrote:Thank you everyone. I just logged in to my account and it shows a GoRewards credit card with a $5,000 CL. I guess that means I am approved.
CONGRATS!
@alinoapa wrote:
@sailor_mercury wrote:
@BackInTheSaddleAgain wrote:The good news is my application was accepted and I am now officially a member. I also applied for the GoRewards CC and received the following message:
"Your credit card application has been submitted and is being reviewed. The normal processing time for a credit card application is 3-5 business days."
Anyone have any thoughts on this? Do I have a decent shot at an approval? I am self-employed so I hope they don't ask for pay stubs. Thanks for your insight.
I got the same message when I applied for nCashRewards in November on a Sunday. On either Monday or Tuesday I was approved for $17,500CL. My score was 680-ish at the time. ( I could go back and double check if you want me to)
How long did you wait before your 2nd card with NFCU?
My first card was Feb 2013 and it was a $500 Secured Card. I applied for the nCashRewards 9 months later in Nov 2013. When the 12th statement cut on the secured card they returned the deposit and raised my CL to $3,000. I've considered requesting a CLI on that card but with the $20k card I'm not sure that I'm doing myself any favors.
@BackInTheSaddleAgain wrote:Thank you everyone. I just logged in to my account and it shows a GoRewards credit card with a $5,000 CL. I guess that means I am approved.
Congrats!
@BackInTheSaddleAgain wrote:Thank you everyone. I just logged in to my account and it shows a GoRewards credit card with a $5,000 CL. I guess that means I am approved.
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k