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NFCU CLI 3 to 5 day message?

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bichonmom
Senior Contributor

Re: NFCU CLI 3 to 5 day message?

Well, then I'm going to be really disappointed. I've waited not-so-patiently for my 6 mo anniv to get a CLI. It's a pain having to watch my balance and PIF before the stmt closes, so my FICO doesn't drop 20 points.

 

I've been using it for around 75% of the CL every month and have impecible history w/them. It's frustrating reading stories of people w/worse histories than me getting approved for 5-digit CLs with them -- many instant approvals. I've even read people w/BKs getting 5-digit limits. It just really looks like they don't like me. Smiley Sad Smiley Frustrated

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 11 of 56
bostonte
Frequent Contributor

Re: NFCU CLI 3 to 5 day message?

I got the 3-5 day message on my first CLI request, and was approved by the following day. It's extremely common to get the 3-5 day message with Navy and eventually get approved. My second CLI was instant.
Message 12 of 56
bichonmom
Senior Contributor

Re: NFCU CLI 3 to 5 day message?


@bostonte wrote:
I got the 3-5 day message on my first CLI request, and was approved by the following day. It's extremely common to get the 3-5 day message with Navy and eventually get approved. My second CLI was instant.

How did you find out? Did they send you an email? Or did you just keep logging in to your account?

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 13 of 56
Datx
Valued Contributor

Re: NFCU CLI 3 to 5 day message?

They do send an email once a decision is made. The last time I requested a CLI on my NavChek, they sent an email about an hour later and I had to login to see status. It was pretty late at night too, around 11:30 pm and they approved it.

Message 14 of 56
bichonmom
Senior Contributor

Re: NFCU CLI 3 to 5 day message?

Thanks! I'm on pins and needles! Smiley Frustrated (they need an emoticon biting their nails!)

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 15 of 56
Smug
Established Contributor

Re: NFCU CLI 3 to 5 day message?


@bichonmom wrote:

Thanks! I'm on pins and needles! Smiley Frustrated (they need an emoticon biting their nails!)

 


😱😱😱💅👾here's a few
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 16 of 56
bichonmom
Senior Contributor

Re: NFCU CLI 3 to 5 day message?


@Smug wrote:

@bichonmom wrote:

Thanks! I'm on pins and needles! Smiley Frustrated (they need an emoticon biting their nails!)

 


😱😱😱💅👾here's a few

Hmm. Graphics aren't showing up on my computer. Just little boxes with letters and numbers

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 17 of 56
webhopper
Moderator Emeritus

Re: NFCU CLI 3 to 5 day message?

Good luck! I got the 3 to 5 day message, and then I got a message to check my secured message center and I was approved for the 22k limit.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 18 of 56
bichonmom
Senior Contributor

Re: NFCU CLI 3 to 5 day message?

Thanks! What CL did you start at Webhopper?

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 19 of 56
Smug
Established Contributor

Re: NFCU CLI 3 to 5 day message?

Sorry on a mac
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 20 of 56
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