NFCU CLI timeline?

tcbofade · ‎10-26-2018

Howdy howdy boys and girls. Question for all of you NFCU experts...

How long must one wait after a CLI before being considered for another?

My scores are improving rapidly, and I believe that I might be able to get a CLI on each account next month... but I also believe that I'll have even better scores come the first of January or so.

Should I ask in November or wait until January?

Please and thank you.

Fico 8 12/01/25: EX 797, EQ 798, TU 795.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

Jnbmom · ‎10-26-2018

If it is your first CLI request then 91 days and 3rd statement cut, if you already got an initial increase then at least 6 months.

EXP 780 EQ 796 TU 810

tcbofade · ‎10-27-2018

Thank you. I think I'll wait for January.

Fico 8 12/01/25: EX 797, EQ 798, TU 795.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

pizza1 · ‎10-27-2018

If its not your first card and first CLI, then its 6 months from the last one, or last card approval (if its your 2nd card).