NFCU Flagship/MR Amex New Rewards Program

[UncleB]

I was perusing Reddit, and I came across a post stating that the rewards program for the Flagship Visa and More Rewards Amex has been updated... basically, there's no longer a $50 minimum for cash redemptions.  

https://www.reddit.com/r/CreditCards/comments/1tg9ljr/navy_federal_new_rewards_program_available/ 

Users are also reporting that points from the Flagship and MR Amex are/can be combined for redemptions.  I can't confirm this (I don't have the Amex) but if accurate this is notable as well. 

While not a show-stopper, the $50 min for cash redemptions was a friction point for me; the work-around was to redeem for gift cards, which while workable wasn't ideal.  

I currently have the Platinum MC, Cash Rewards Visa, and Flagship Visa.  I'm fairly maximized with other lenders, but I might consider changing my Cash Rewards to the Amex now.  Previously I didn't consider this since I didn't want small buckets of points stranded across multiple cards, but it looks like that's no longer an issue. 

For those who are all-in with NFCU, the Flagship and MR Amex combo is quite powerful, giving 3% back on travel, grocery, gas/transit, and restaurants, with a 2% fall-back on everything else (using the Flagship). 

[Varsity_Lu]

Confirmed.  I just cashed in 4517 points worth $45.17 toward my More Rewards card balance.  I don't have a Flagship Visa so I don't know about the pooling of points between cards, but I'd venture to say the folks over on Reddit are most likely correct.  This make NFCU a lot more appealing.

[800wannabe420]

@UncleB 

I have both the More Rewards and the Flagship   I have redeemed $58.21 which was the combined number of points of the 2 cards.

I noticed redemptions begin at $5 now for both cards. 

[Vinjints]

This is new and exciting. I got an email a week ago with scant info. This might make me look more favorbaly on the MR as a backup/SUB option. Has anyone recieved any other official publication yet?

"Big news! We're enhancing your credit card rewards experience. Over the next few weeks, you'll start to see updates to make navigating and redeeming your rewards even easier.

During this period, some features may be temporarily limited due to system maintenance. We apologize for any inconvenience and appreciate your patience.

There's nothing you need to do—keep using your credit card as usual, and your rewards will keep stacking up. Stay tuned for more details about the new benefits and features coming your way!

Questions or comments? Please contact us.

We're here 24 hours a day, 7 days a week. Thanks for being a Navy Federal member!"

[CreditCuriosity]

Thanks and nice find.  I just redeemed only $4ish dollars as really only use flagship for prime AF and a tiny less than 5 dollars a month reoccuring MAX subscription.

[ptatohed]

Nice!  Not that I use the Flagship for anything other than prime.  But nice!  $50 min redemption sux!  I do think I have a little bit of orphaned CB I can hopefully scoop up (once it reaches $5?  lol).  

Now if NFCU could just 'gulp' make it so that you can actually auto pay your credit card bill via external account!  The audacity of me to ask!  A ludicrous concept, I know!  

[ptatohed]

I'm not sure where the $5 minimum redemption information came from but I can assure you, I was able to grab my last $4.54 today!

[800wannabe420]

[UncleB]

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@800wannabe420 wrote:

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You're clicking "Review Rewards Activity and Offers" which opens the rewards dashboard. 

Instead, if you'll click the button that says "Redeem Point Rewards" you'll see the option to redeem points for cash into savings/checking or a statement credit with no minimum (or increments).  This is an option on iOS and the website, I'm not sure about Android. 

[ptatohed]

Yeah, my $4.54 was done at NFCU's main website on a PC.  Sent to my savings,