@portlandmusician wrote:So, yesterday, after reading this post (and never getting the email), I kept trying to redeem my rewards, and wasn't able to, constantly getting an error message that said, "Access to this feature is currently unavailable."
Well, I tried just now and got a notice that my app was outdated and needed to be updated. I updated the Navy Fed app and...boom. Converted my cash no problem.
I like this... I'll use my MR more now. And, well, seriously consider the Flagship as well.
Ah, an outdated app will do weird stuff... welcome to the club; I'm glad you got it sorted! 
I'm almost certainly going to have my Cash Rewards changed to the MR Amex when I get around to calling. As it is now, the Cash Rewards has a permanent spot in my sock drawer so there's certainly nothing to lose even if a prospective MR Amex won't be top-of-wallet.
If you have Amazon Prime the Flagship really is a no-brainer, even if you have other (or even better) travel cards. There's also TSA PreCheck reimbursement with the Flagship as well (likely redundant for folks with many cards, but still possibly useful).
I would definitely use my Flagship if I got the spending offers that I see you guys post from time to time. In 1.5 years, not one spending offer (other than the initial intro offer). 
Yeah, I never get the spending offers either, and I have a near-perfect FICO plus an $80k CL on that Flagship. You’d think they’d want to put me into some debt, or maybe they know they’d lose money offering me those things. 
I can only hope one day. Do the offers only show up in the app or also on the website? I’m not really an app person and mostly just use online banking with NFCU or any institution for that matter, unless I’m using Apple Pay or Zelle to move money from one bank to Schwab for no-ATM-fee withdrawals while on the road.
I just can’t get into the app craze like others. I’m old school and use my tiny MacBook Air for banking.
@ptatohed wrote:I'm not sure where the $5 minimum redemption information came from but I can assure you, I was able to grab my last $4.54 today!
This is what it shows me when I log in. I just cashed out to zero earlier today so I can't know for sure if it really does require 500 points.
@CreditCuriosity wrote:Yeah, I never get the spending offers either, and I have a near-perfect FICO plus an $80k CL on that Flagship. You’d think they’d want to put me into some debt, or maybe they know they’d lose money offering me those things.
I can only hope one day. Do the offers only show up in the app or also on the website? I’m not really an app person and mostly just use online banking with NFCU or any institution for that matter, unless I’m using Apple Pay or Zelle to move money from one bank to Schwab for no-ATM-fee withdrawals while on the road.
I just can’t get into the app craze like others. I’m old school and use my tiny MacBook Air for banking.
CC, this is what you'll see from the main website (using a PC) from your credit card page.
Click View Rewards Activity & Offers and then another browser tab will open up.
Step One: Click "My Offers". It will take you to another page.
Step Two: Read to yourself "You currently have no available offers. Check back later for new opportunities.".
Step Three: Leave defeated.
@UncleB wrote:I'm fairly maximized with other lenders, but I might consider changing my Cash Rewards to the Amex now. Previously I didn't consider this since I didn't want small buckets of points stranded across multiple cards, but it looks like that's no longer an issue.
"The best-laid plans of mice and men often go awry..." 
Just a heads-up, I pulled the trigger on the product change (sent secure message yesterday), and I just got a response from NFCU that credit card product changes are currently on a freeze and won't be offered again until sometime in September, with no set date for when they'll resume.
I suspect this may have something to do with the rewards update (???) but in any case it's not the end of the world. I mainly just wanted to have a reason to show my NFCU cards a little more love, but now I guess I have something to look forward to in the fall. ¯\_(ツ)_/¯
@UncleB wrote:
@UncleB wrote:I'm fairly maximized with other lenders, but I might consider changing my Cash Rewards to the Amex now. Previously I didn't consider this since I didn't want small buckets of points stranded across multiple cards, but it looks like that's no longer an issue.
"The best-laid plans of mice and men often go awry..."
Just a heads-up, I pulled the trigger on the product change (sent secure message yesterday), and I just got a response from NFCU that credit card product changes are currently on a freeze and won't be offered again until sometime in September, with no set date for when they'll resume.
I suspect this may have something to do with the rewards update (???) but in any case it's not the end of the world. I mainly just wanted to have a reason to show my NFCU cards a little more love, but now I guess I have something to look forward to in the fall. ¯\_(ツ)_/¯
Maybe worth a call and see if HUCA type thing can get it done? Hard to believe redemption changes would cause a halt to PC. I can't imagine why the would implement this personally as NFCU has always been good with PC in the past.