NFCU Flagship Rewards CC, does it report the CL?

[webhopper]

Hey,  Just a question for those NFCU members out there.   Does the Flagship Rewards card report a CL?  I've heard that some Visa Sigs do not.

Thanks!

[swpopham]

It reports as a options card, you can carry up to your limit but have a npsl for pay in full purchases

[REgnlor]

My limit is reported.

[searchingfor67]

mine reports as well

[webhopper]

Very cool. Thanks for the replies.  I'm not apping, if anything I'll convert my cashRewards card or my husband will convert his Platinum, once it reaches the 5k limit.

If you use the "option"  does it report the CL as the highest amount ever charged, or is it reported as the hard limit?

[swpopham]

The hard limit. Just an internal thing you can charge say 7500 on a 5000 limit but have to pay off at least 2500 that month. I would stay with the cash rewards. They just upped the cash to 1.5% after 10,000 for the year. And no af

[webhopper]

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@swpopham wrote:
The hard limit. Just an internal thing you can charge say 7500 on a 5000 limit but have to pay off at least 2500 that month. I would stay with the cash rewards. They just upped the cash to 1.5% after 10,000 for the year. And no af

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I like the cashRewards card, but I'm thinking of having my husband convert his platinum later on, I didn't realize how high Foreign Transaction fees were until our recent trip to canada. As the company I work for is Canadian based, I may be doing some work related traveling in the future. I didn't realize how few options there were regarding "No Foreign Transaction Fees"

[swpopham]

Oh yea, I understand. I think our Amex is 2.3% now that you mention it. I might be wrong but im 90%greedy sure you can pc any time with nfcu on the cards, call member services they are always nice

[webhopper]

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@swpopham wrote:
Oh yea, I understand. I think our Amex is 2.3% now that you mention it. I might be wrong but im 90%greedy sure you can pc any time with nfcu on the cards, call member services they are always nice

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The limit on his Platinum is only 4k, so we'll have to wait until they give him a CL.  He did start Direct Deposit of his VA disability Check, so this may help as far as future CLIs

[swpopham]

As I posted im 90% sure you can pc even with the limit we do have special benefits others dont