Thanks for the moral support, everyone! I DID IT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
$25K!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Thank you, Brusilov!
I'd forgotten that rush... Waiting for the online approval. Between that -- the longest 30 seconds of my life -- and all the agonizing over whether or not to do it, I actually made myself physically sick. LITERALLY sick. 'Lost my dinner' sick.
Funny what a drug that rush is, though. Even after I was walking back to the computer after saying goodbye to my din-din, I had visions of Duck cards and IT cards dancing through my head and giving me the shakes.
I'm not going to do it, but I sure do understand how easy it is to go on a spree after experiencing such a great result!
SEE??? lol
Well YOU wait for your RV, and *I* will wait until next year for my new car.
A couple of days ago was my 5th anniversary of my job. When I accepted the position, I told myself that if I was still working there in five years that I could start looking for a new car. That was in 2008. I still have my old vehicle (1999 Mountaineer). I have been shooting for a 0% loan when I do buy, but the manufacturer never offers 0% on the model I want. Looks like NFCU might be the next best thing at, what.... 1.7%, I think it was?
I sure have changed. Thanks, in great part, to the myFICO forums. Back in the day, I was a financial hot mess with no self-control whatsoever. LOL!
jgodfrey82 -- I am FABULOUS when there's a crisis: I snap to, stay calm, do whatever must be done while everyone around me stands there slack-jawed.
When it comes to making decisions... Well, that's a whole other kettle of fish, as they say. We did a complete gut-job on our 110 year old kitchen that hadn't been updated (or cleaned, from the looks of it) since 1940. I agonized over every little tiny detail. But at the end of the day -- and two years post-project -- my partner and I both agree that there is nothing we would change about it. We made all the right choices, and it pays off for us every day.
Maybe because I made a ton of bad decisions when I was younger I think everything through to an excruciating degree these days. When I think about snap-decisions I made that I paid for (in so many ways) for years and years, I can say with confidence that I'd rather be the me I am now. 
good, I was just giving you a hard time.I have lived my whole life in an impulse decision making family. . I demand informed decisions in my life now as much as possible... I research every topic top to bottom before making a choice.. I have had some bad luck with too little impulse, losing deals due to too much thought, by the time I make my decision the sale is over or someone else got it before me.
As long as their are not huge opportunity costs to making the wrong decision, I almost always try to go for it!