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NFCU Platinum APR 5% Rate Decrease

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TheFIGuy
Established Contributor

NFCU Platinum APR 5% Rate Decrease

Hey myFICO Family,

 

I almost forgot to call NFCU today and request my APR rate decrease. Well, they stunned me with a 5-point rate decrease; the CSR was blown away and said this would be the talk of the office as she hasn't seen a rate drop that fast/low ever. I don't carry balances on cards, but, always good to have a rainy day low APR% card.

 

  • Old NFCU Platinum APR% - 11.24
  • New NFCU Platinum APR% - 6.24

I have deleted the NFCU Platinum reminder as I believe this is NFCU's lowest offered APR percentage for the card.

Message 1 of 8
7 REPLIES 7
CreditMagic7
Mega Contributor

Re: NFCU Platinum APR 5% Rate Decrease

Sweet APR drop for you. Congratulations on keeping up with it and bringing good results!

Message 2 of 8
KingRue8500
Senior Contributor

Re: NFCU Platinum APR 5% Rate Decrease

Congrats on your NFCU Platinum APR Decrease




Message 3 of 8
CreditAggie
Community Leader
Super Contributor

Re: NFCU Platinum APR 5% Rate Decrease

Congratulations on your NFCU Platinum APR reduction!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 8
SouthJamaica
Mega Contributor

Re: NFCU Platinum APR 5% Rate Decrease


@TheFIGuy wrote:

Hey myFICO Family,

 

I almost forgot to call NFCU today and request my APR rate decrease. Well, they stunned me with a 5-point rate decrease; the CSR was blown away and said this would be the talk of the office as she hasn't seen a rate drop that fast/low ever. I don't carry balances on cards, but, always good to have a rainy day low APR% card.

 

  • Old NFCU Platinum APR% - 11.24
  • New NFCU Platinum APR% - 6.24

I have deleted the NFCU Platinum reminder as I believe this is NFCU's lowest offered APR percentage for the card.


Wow. That is nice.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 8
OmarGB9
Community Leader
Super Contributor

Re: NFCU Platinum APR 5% Rate Decrease

That's awesome! Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 8
CYBERSAM
Senior Contributor

Re: NFCU Platinum APR 5% Rate Decrease

wow! that is amazing. That is lower then some personal loans that are out there!







                
Message 7 of 8
pizzadude
Credit Mentor

Re: NFCU Platinum APR 5% Rate Decrease

Congrats !!  You've hit the minimum APR jackpot !  Smiley Very Happy

 

nfcu min.JPG

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 8 of 8
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