No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey myFICO Family,
I almost forgot to call NFCU today and request my APR rate decrease. Well, they stunned me with a 5-point rate decrease; the CSR was blown away and said this would be the talk of the office as she hasn't seen a rate drop that fast/low ever. I don't carry balances on cards, but, always good to have a rainy day low APR% card.
I have deleted the NFCU Platinum reminder as I believe this is NFCU's lowest offered APR percentage for the card.
Sweet APR drop for you. Congratulations on keeping up with it and bringing good results!
Congrats on your NFCU Platinum APR Decrease

Congratulations on your NFCU Platinum APR reduction!
@TheFIGuy wrote:Hey myFICO Family,
I almost forgot to call NFCU today and request my APR rate decrease. Well, they stunned me with a 5-point rate decrease; the CSR was blown away and said this would be the talk of the office as she hasn't seen a rate drop that fast/low ever. I don't carry balances on cards, but, always good to have a rainy day low APR% card.
- Old NFCU Platinum APR% - 11.24
- New NFCU Platinum APR% - 6.24
I have deleted the NFCU Platinum reminder as I believe this is NFCU's lowest offered APR percentage for the card.
Wow. That is nice.





























That's awesome! Congrats!
Congrats !! You've hit the minimum APR jackpot ! ![]()