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NFCU ROCKS!

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TATATA
Regular Contributor

NFCU ROCKS!

CLI on my CashRewards from 1k to 5k and Platinum MC approval of 3k. Fico score 667. Bk discharged 01/09. I love NFCU. They are simply the best! Smiley Happy

Total CL's combine: $150,600.
Message 1 of 18
17 REPLIES 17
Datx
Valued Contributor

Re: NFCU ROCKS!

Congrats! If you dont mind me asking, did you have to request the platinum card in the MC version? I see they have the visa platinum card on the website but not the mastercard version. 

Message 2 of 18
TATATA
Regular Contributor

Re: NFCU ROCKS!

Thanks. Yes. When I applied on-line it offered me the option to choose: VISA or MC.

Total CL's combine: $150,600.
Message 3 of 18
USC08
Frequent Contributor

Re: NFCU ROCKS!


@TATATA wrote:

CLI on my CashRewards from 1k to 5k and Platinum MC approval of 3k. Fico score 667. Bk discharged 01/09. I love NFCU. They are simply the best! Smiley Happy


What are your stats besides FiCO score at the time of getting a CLI and new approval?

Util%?

How long did you have the card CashRewards?

Auto cli?

myFICO - EQ: 776 EX: 763 TU: 791
Message 4 of 18
Anonymous
Not applicable

Re: NFCU ROCKS!

Congrats!!

 

I'm loving Navy Federal, personally. I recently joined thanks to the acquisition of USA Fed, and they approved me for a $20k Visa Platinum, an auto loan (refi) at 1.99%, and I've gotten great service, too! They really are awesome. Smiley Very Happy

Message 5 of 18
TATATA
Regular Contributor

Re: NFCU ROCKS!

Score was 667. DTI less than 10%. All my revolving accounts are paid off (0 balance). Had Cashrewards for 6 months. I think they require a minimum of 6 months before considering a CLI request.

Total CL's combine: $150,600.
Message 6 of 18
TATATA
Regular Contributor

Re: NFCU ROCKS!

JMN - 

 

Thanks. Congratulations to you too. You must have excellent credit. One day, I will get there again.

Total CL's combine: $150,600.
Message 7 of 18
TATATA
Regular Contributor

Re: NFCU ROCKS!

USC08 -
It wasn't an auto cli. It took a couple of days to get approved.
Total CL's combine: $150,600.
Message 8 of 18
Anonymous
Not applicable

Re: NFCU ROCKS!

 


@TATATA wrote:

JMN - 

 

Thanks. Congratulations to you too. You must have excellent credit. One day, I will get there again.


 

Thanks. Smiley Happy

 

And it's in the 730s-740s. My only hindrance is the average age, since I'm only in my early 20s, thus most of my accounts are fairly recent. Nevertheless, it's off to a good start with good creditors. Smiley Happy

 

And you definitely will - it's only a matter of time! Smiley Happy

Message 9 of 18
BungalowMo
Senior Contributor

Re: NFCU ROCKS!

I totally agree that they ROCK!!!!

 

After biding my time, and knowing that they pull EQ, I apped yesterday.

 

I have the checking & savings with them, my EQ FICO is 733, my last baddie gone from EQ giving me my first totally clean credit report I have ever knowingly had... 32% Util., 6 cards (2 w/balances) ....approved for the nRewards.....25k!!   Smiley Surprised

 

I love NFCU!  Smiley Tongue

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 10 of 18
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